Correspondent Services Officer Position Available In Shelby, Alabama
Tallo's Job Summary: The Correspondent Services Officer at ServisFirst Bank in Birmingham, AL is responsible for correspondent business development, underwriting credits, and providing support to financial institutions. They must have a Bachelor's degree in business administration, 3 years of related experience, and strong communication skills. The role involves managing client relationships, conducting prospect calls, and ensuring compliance with regulations.
Job Description
Correspondent Services Officer ServisFirst Bank 2500 Woodcrest Pl, Birmingham, AL 35209 At ServisFirst, Our Name is Our Mission.
DUTIES AND RESPONSIBILITIES
The Correspondent Services Officer is responsible for correspondent business development, underwriting correspondent credits to financial institutions, and active in the sales and support of products and services to other financial institutions such as community banks and credit unions. This Officer is also responsible for assisting in the operational support of all correspondent products and services and for managing an assigned client base by handling maintenance of accounts and managing relationships with clients.
The incumbent will:
Evaluate needs of potential clients and offer appropriate products and services Prepare and compile client information to set up new accounts and services Provide ongoing relationship servicing with current clients to maintain goodwill and gain additional business Respond to client inquiries and requests regarding accounts and services and assist with operations support Conduct warm and cold prospect calls in accordance with stated goals Manage federal funds lines of credit according to critical ratios and regulatory guidelines Collect and update financial information on existing clients, monitoring key ratios for changes, trends and risk Prepare loan memos and documents to submit for loan approval Ensure completeness and accuracy of loan documentation Assist support personnel in resolving credit problems, delinquent payment issues, overdrafts and other related affairs Communicate with correspondent officers located in all regions to assist with bank credits in attaining correspondent bank’s credit goals and assisting to grow the loan portfolio Assist with preparation of reports and data as requested by auditors and examiners Assist the division’s Credit Officer to facilitate correspondent credit products and on-going servicing needs Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies
Note:
Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.
Note:
Additional duties and responsibilities may be assigned.
M INIMUM QUALIFICATIONS
Bachelor’s degree in business administration or a related field of study. Minimum three (3) years of related experience in correspondent bank services, institutional sales or equivalent bank-related experience Correspondent sales experience preferred Experience working with a range of customers to develop comprehensive banking solutions, sometimes requiring extended sales cycles and/or complex arrangements Excellent verbal and written communication skills, as demonstrated in previous experience negotiating with institutional decision-makers, including presenting to committees or influencers Ability to prepare/coordinate proposals, review proposals for accuracy and work productively through the underwriting process Ability to stay organized and multi-task to optimize sales and service Experience using Microsoft Word, Excel, and Outlook
P HYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS
The physical requirements and environmental conditions of this position consist primarily of: Sustained standing and sitting Frequent use of PC, including typing or sustained attention to monitor Occasional presentations requiring public speaking to small groups Occasional lifting of basic office files or equipment up to 20 lbs Normal office environment with comfortable internal temperatures and low level noise EOE/AA