Commercial Banker III Position Available In Guilford, North Carolina

Commercial Banker III Carter Bank & Trust – 2.9

Greensboro, NC Job Details Full-time Estimated:

$58.4K – $77.7K a year 22 hours ago Qualifications Microsoft Word Microsoft Excel Microsoft Outlook Customer service Windows Microsoft Office Bachelor’s degree Business Administration Lending Senior level Business Communication skills Banking Credit analysis 10 years Full Job Description

POSITION TITLE

Commercial Banker

III FLSA STAUST

Exempt SUMMARY:

Under minimal direction, generates loans, deposits, fee income and referrals through prospecting, analyzing, underwriting, approving, and closing relationships with individuals, businesses and professionals

ESSENTIAL JOB FUNCTIONS

Calls on existing and potential customers to develop new business and/or expand and retain current business. Solicits total banking relationships by working with all lines of business partners to demonstrate full scope of bank products and services. Interviews commercial lending applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk. Work closely with Credit partners in the administration of new and existing loan relationships. Makes decisions on loans and establishes terms within specified lending limits, or makes recommendations to a higher authority. Follows current loans and credit lines to ensure conformity with terms, bank policy, regulatory guidelines and developing trends. Studies industrial, commercial, and financial situations relating to new or existing businesses. Serve as a trusted advisor to customers. Involves appropriate Bank personnel on larger loans and lines and keeps them informed regarding the status of the Bank’s outstanding loans. Represents the Bank in business development efforts and civic and community functions. Reviews outstanding loan portfolio on a timely basis to ensure that all modifications, collection of past dues and other portfolio responsibilities are handled in a timely and accurate manner. Monitors loan payments and coordinates collection activities for all past due loans. Shares information and accumulated job knowledge with less experienced Commercial Bankers to assist in their development Serves in other capacities as requested.

JOB REQUIREMENTS

Bachelor’s degree in Business or related field or equivalent in education and experience 10+ years banking experience in commercial lending Knowledge of lending regulations, compliance procedures, and credit analysis Strong sales, communications (both written and oral) and interpersonal skills Proficiency in Windows-based PC systems and banking software

KNOWLEDGE/SKILLS REQUIRED

Excellent customer service skills Detail-oriented with ability to excel in high-volume environment Strong communication skills, both verbal and written Ability to perform effectively in fast-paced environment Knowledge of Microsoft Office, especially Word, Excel and Outlook Complete all required compliance training by established deadlines Ability to maintain confidentiality

PHYSICAL AND MENTAL QUALIFICATIONS

Standing, walking, bending and stooping required Must be able to sit at a desk for long periods of time and use a computer Must be able to occasionally move or lift up to 10 pounds Travel required Education Required Bachelors or better in Business Administration or related field Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.