Commercial Banker – Community Position Available In Westchester, New York

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Company:
Unclassified
Salary:
JobFull-timeOnsite

Job Description

Job Description:

Jump start your career at Equity Bank! We are currently hiringenergetic, team oriented, and community focused individuals to joinour team! With a team of best-in-class customer service experts,youll help to build and expand on client relationships, deliver thebanking products and services that meet the unique and individualneeds of clients, and create and uphold an atmosphere of superiorexperience and service. At Equity Bank we’ll help you invest inyour community through volunteer opportunities which align with ourcompany initiatives and core values. Responsibilities andExpectations 1. Customer Service

  • Manage and service commercialcustomer relationships as assigned.
  • Enhance client relationshipsthrough regular contact, providing a high level of customer serviceand demonstrating and understanding for their business and riskprofile.
  • Retain clients with acceptable risk profiles.
  • Demonstrate an understanding, concurrence and commitment to bankpolicies and procedures when managing client relationships. 2.Productivity
  • Meet or exceed loan, fee income and deposit growthgoals as agreed and assigned annually.
  • Monitor market conditionsand competitor impacts in order to maintain competitive andprofitable relationships.
  • Develop and maintain comprehensiveknowledge of all commercial products including loans, treasurymanagement, trade service products and deposits to facilitatecross-selling and enhance the client experience.
  • Demonstrate astrong understanding and working knowledge of loan documentation inorder to mitigate risk to the bank.
  • Maintain and monitor annualpersonal plan for growth goals and objectives.
  • Maintains anactive calling program for new business development which includesproper planning. 3. Profitability
  • Demonstrate effective behaviorin maximizing customer profitability to meet EPS hurdles as definedby the bank annually.
  • Meet or exceed the financial goals set bythe bank annually. Specifically, to optimize loan pricing, feeincome, and deposit rates.
  • Action oriented driving to deliverresults that meet or exceed financial goals set for the individualand the bank. 4. Credit Quality/Credit Administration
  • Maintainacceptable levels of delinquencies/past dues, non-performing loansand criticized/classified assets as defined by the bank annually.
  • Demonstrate strong credit skills in analyzing credit risk withinthe under-writing process. Gather complete and adequatefacts/information needed to understand and assess risk, whilemeeting deadlines as assigned.
  • Communicate potential creditdowngrades in a timely and effective manner.
  • Maintain credit anddocumentation exceptions within acceptable standards as defined andset by the bank annually. 5. Quality of Work
  • Demonstrateconsistent quality of work product within the context of ongoingcredit analysis and risk management.
  • Exhibits solid timemanagement skills, organization, planning and priority setting incarrying out day to day responsibilities for customer managementand business development.
  • Demonstrate sound business acumen andtechnical knowledge for under writing and ongoing risk management.
  • Exhibit strong problem solving skills by providing effectivesolutions; look beyond the obvious. 6. InterpersonalSkills/Cooperation
  • Exhibit strong interpersonal skills to includea cooperative spirit, positive attitude in all interpersonalrelationships with co-workers, managers, and subordinates.
  • Contribute to a professional working environment with respect toindividual roles and responsibilities. Communicate problems andconcerns in a respectful and constructive way.
  • Demonstraterespect and observe rules and act in ethical manner.
  • Buildrapport with customers through approachability and a dedication tomeeting their expectations and requirements. 7. Regular andreliable attendance. 8. Perform other duties as assigned orrequired. Required Skills & Education
  • Bachelor’s Degree,equivalent experience may apply
  • Lending Experience
  • Excellentinterpersonal skills and professional manner
  • Computer skills,especially the ability to work in Windows based systems
  • Maintaina working understanding of and comply with, banking regulations,bank policies, and procedures.

Who we are Equity Bank, afull-service, $5 billion community bank, is based in Wichita,Kansas, with 70 bank offices throughout Kansas, Missouri, Arkansas,and Oklahoma. At Equity Bank, you can find exciting opportunitiesto challenge you, expand your skills, and reward yourcontributions. Our employees receive competitive compensation andbenefits, while working in an atmosphere that encourages personaland professional growth. We’re searching for motivated individualswho are passionate about serving others, learning new technologies,and working as part of a team. Equity Bank offers a full range offinancial solutions, including online and mobile banking,commercial loans, consumer banking, and mortgage loans, treasurymanagement service, the best solutions for your business, andabsolutely zero ATM fees, anywhere. What’s in it for you? Webelieve your benefits are an important part of your overallcompensation package. We work year-round to ensure that we provideour employees with the most up-to-date, competitive program. Wethoroughly evaluate our benefit plans and strive to provide qualitybenefits that support the physical and financial well-being of ouremployees and their families.

Benefits Available:
  • Health, Dental& Vision Insurance
  • Group Life & Long-Term Disability Insurance
  • Flexible Spending & Health Savings Accounts
  • Group CancerInsurance
  • 401(K) Retirement Plan w/ Company Match
  • GenerousVacation & Sick Time
  • Employee Stock Purchase Plan (ESPP)
  • PetInsurance
  • Retail Banking Benefits Find your future at EquityBank!

The above statements are intended to generally describe thenature and level of work to be performed by most people assigned tothis job. It is not intended as an exhaustive list of allresponsibilities, duties, and requirements. Physical RequirementsThis position requires standing, walking, bending, and squatting ona regular basis. May require the ability to stoop, kneel, crouch orreach with hands and arms. Requires the ability to carry, lift,move or push up to 25 pounds on an occasional basis. Must be ableto talk and listen to others. Work Environment This positionregularly works in an office setting. Most of the job dutiesrequire the employee to be working with computers and electronicmedia on a regular basis. Equity Bank is an equal opportunityemployer and will not make employment decisions based on anapplicant’s race, color, religion, age, sex, national origin,disability status, genetics, protected veteran status, sexualorientation, gender identity or expression, or any othercharacteristic protected by federal, state or local laws.

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