KYC Program Associate Position Available In New York, New York

X Money is revolutionizing the financial services landscape by enabling seamless, secure, and innovative payment solutions for Users worldwide. Our mission is to empower economic freedom through cutting-edge technology while maintaining the highest standards of compliance and trust. Join us to shape the future of payments! We are seeking a KYC Program Associate to join X Money and support the development of the BSA/AML program with a primary focus on Know Your Customer (KYC)/ Sanctions and related regulations. _

Responsibilities:

Assist in the further development of the X Money KYC and Sanctions program Perform Sanctions and manual KYC reviews where applicable Handle edge cases and escalate high-risk or ambiguous cases to the KYC Program Manager. Request additional documentation from Users when automated checks require manual intervention. Support ongoing monitoring of User risk profiles, flagging changes (e.g., sanctions matches) for review. Collaborate with the KYC Program Manager to streamline verification workflows, reducing manual reviews and improving auto-approval rates. Provide feedback on KYC tooling to enhance onboarding accuracy and efficiency Identify patterns in verification failures or fraud attempts to recommend process improvements. Work closely with Product, Engineering, and Customer Support teams to improve KYC processes. Support in the creation and implementation of training sessions to ensure relevant teams stay updated on regulatory changes and best practices. Support the KYC Program Manager in preparing for audits, regulatory inquiries, and banking partner reviews.

Qualifications:

5+ years of professional experience in AML, Compliance, Audit or Risk Management capacity with a technology focus, preferably within both the Payments and Financial Services industries. Extensive knowledge of BSA/AML laws and regulations, including but not limited to the Bank Secrecy Act, the

USA PATRIOT

Act, and OFAC/Sanctions requirements. Experience in developing or managing BSA/AML programs from scratch, including implementation of systems, and understanding of risk management framework. Network management skills to take responsibility to lead/run in a multi-dimensional business environment. Strong understanding of the local and regional regulatory bodies with hands-on working experience. Ability to drive change with an ability to navigate multiple high and sometimes competing priorities and work effectively across countries and regions. Well-structured working methodologies, analytical skills and sense of responsibility and urgency, but can work independently with minimal supervision. Strong verbal, written communication, and presentation skills with strong interpersonal skills to successfully influence strategic initiatives at all organizational levels. Ability to quickly learn and adapt. AML certifications are preferred but not necessary. Chat with our Recruiting team to learn more about available roles and opportunities at X. We build the world’s most trusted public town square—and we pride ourselves on our commitment to protecting free speech within the boundaries of the law. Beyond that, we aim to increase unregretted user minutes on our platform, and make it the best place on the internet for creators to share content and make money.