Remote Flood Underwriter Position Available In Baldwin, Alabama

Remote Flood Underwriter South Shore Insurance Underwriters – 4.7

Daphne, AL Job Details Full-time Estimated:

$54.8K – $77.2K a year 6 hours ago Benefits Paid holidays Health insurance Dental insurance Paid time off 401(k) 4% Match Parental leave 401(k) matching Qualifications Underwriting Mid-level 3 years Property & Casualty License Communication skills

Full Job Description Job Title:

Flood Underwriter Location:

Remote in

AL, MS, FL, GA, TX, CA, WA, SC, NJ, PA

Department:

Underwriting Reports to: Chief Underwriting Officer About

SSIU SSIU

is a specialty MGA offering fast, flexible underwriting solutions through strong carrier partnerships and expert in-house underwriting teams. Our Flood program is built for today’s climate risk landscape, with coverage available in all 50 states, competitive pricing, and innovative technology. We are committed to underwriting excellence, fast turnaround, and exceptional service. Position Summary We are looking for a knowledgeable and responsive Flood Underwriter to support the rapid growth of our Flood program. The ideal candidate has experience underwriting both residential and commercial flood risks, including in complex flood zones and with large property schedules. This role requires sound technical knowledge, attention to detail, and the ability to work independently while collaborating with brokers, processing, and compliance. Experience with NFIP and private flood markets is essential. Key Responsibilities Underwrite new and renewal flood submissions for Primary and Excess Flood business. Evaluate risk data including elevation, flood zones, valuation, prior losses, and coverage structure. Ensure compliance with SSIU and carrier-specific underwriting guidelines. Communicate directly with agents to clarify submissions and negotiate terms. Review and approve quotes, endorsements, and policy documentation. Work closely with internal teams to meet service standards, including 24-hour turnaround on submissions. Maintain accurate records and contribute to continuous improvement of our flood programs. What You Bring 3+ years of experience in personal or commercial lines underwriting, with a focus on flood (NFIP or private). Solid understanding of flood rating, insurance-to-value, and elevation requirements. Familiarity with

FEMA, CBRA

zones, and coastal/inland risk segmentation. Strong communication and decision-making skills. Detail-oriented and self-motivated, with a commitment to timely, accurate work. Experience using carrier portals and underwriting/rating software. Active Property & Casualty license preferred. What We Offer Remote and hybrid work options Collaborative culture that values innovation, autonomy, and integrity Employer-paid BCBS health and dental insurance 4% 401(k) match Generous time off: 2+ weeks PTO from hire, 12 paid holidays, parental leave Opportunity to grow within a fast-moving, entrepreneurial MGA Let’s protect what matters, together. If you’re a proactive flood underwriter who thrives in a performance-driven environment and wants to help shape one of the most innovative private flood programs in the country, we’d love to hear from you.