Insurance Representative Position Available In Montgomery, Alabama
Tallo's Job Summary: The Insurance Representative position at Alabama Farm Credit requires a Bachelor's degree in business or related field with 0-3 years of insurance/underwriting experience. Responsibilities include outside sales of crop insurance, analyzing customer circumstances, and building client relationships. This role offers competitive compensation and benefits and is based in Cullman, AL.
Job Description
JOB DESCRIPTION MINIMUM EDUCATION AND EXPERIENCE REQUIREMENTS
Bachelor’s degree in business, Accounting, Finance, or a related field and zero (0) to three (3) years of professional experience in the insurance/underwriting field. Crop license in the state of Alabama required.
JOB PURPOSE AND SCOPE
Performs outside sales of crop insurance. Works with prospective clients and existing customers to explain features and merits of policies offered, recommending the type and amount of coverage based on analyses of customers’ circumstances. Relies on experience and judgment to plan and accomplish goals. Performs a variety of complex tasks. Works under minimum supervision. A significant degree of discretion, analysis and independent judgment is required.
ESSENTIAL FUNCTIONS
Compiles lists of prospective clients to provide leads for additional business. Travels to prospective client’s location and explains features and merits of policies offered, recommending the type and amount of coverage based on an analysis of the prospect’s circumstances. Reviews financial and legal information. Calculates and quotes premium rates for recommended policies. Monitors collection of premiums from policyholders. Helps policyholders settle loss claims. Formulates plans to retain existing clientele, suggests additions or changes in insurance program to policyholders. Develops long-term relationships with clients and underwriters. Serves as a liaison between the Association and insurance carriers.
SKILL REQUIREMENTS
Specialized knowledge of crop and multi-peril insurance and insurance underwriting standards. Specialized knowledge of the practices and procedures of insurance underwriting; General knowledge of accounting/financial systems; Skill in oral and written communication; Intermediate to advanced skill level in Microsoft Office applications. Ability to perform intermediate to advanced-level analyses under limited supervision.
ABOUT US
Alabama Farm Credit is an aggressively growing $1 billion Farm Credit association dedicated to the financial needs of our rural communities. In short, we help fund new ways to grow food, generate energy, access technology, and otherwise improve life in rural America. A career at Alabama Farm Credit can offer you the opportunity to make a personal impact on the people and communities where we do business. The institution is headquartered in Cullman, AL with five offices that serve the northern twenty-seven (27) counties of Alabama. We continue to serve the agricultural related needs of the two major metropolitan areas of Alabama in Birmingham and Huntsville. We also provide competitive compensation, health and wellness benefits, company-funded retirement plan, “best in market” matching 401(k), and professional development programs.
