Marine & RV Loan Underwriter Position Available In Miami-Dade, Florida

Marine & RV Loan Underwriter Boats Group – 4.1

Miami, FL Job Details Estimated:

$53K – $66.6K a year 13 hours ago Benefits Commuter assistance Paid holidays Health insurance Dental insurance 401(k) Paid time off 401(k) 4% Match Vision insurance 401(k) matching Life insurance Qualifications Underwriting Mid-level Financial statement preparation Organizational skills Financial services Communication skills Loan processing Credit analysis Full Job Description Marine & RV Loan Underwriter Miami, FL Boats Group is growing and looking for a dedicated Marine & RV Loan Underwriter to join our Miami office. As an Underwriter, you’ll play a key role in driving loan approvals by evaluating and analyzing applicants’ financial health and creditworthiness. You’ll dive into a variety of financial documents, assess risks, and make informed decisions that align with company policies and regulatory standards. If you’re someone who is passionate about creating streamlined underwriting processes, knows how to assess and manage risk with precision and brings a positive, results-driven attitude and is passionate about delivering exceptional customer experiences – then we want to hear from you!

What you will do:

Product Information:

Maintain knowledge of all loan products and service offerings to ensure the efficient and comprehensive processing of loan applications.

Loan Evaluation:

Assess loan applications and supporting documentation (such as credit reports, income statements, tax returns, and property appraisals) to determine eligibility.

Risk Assessment:

Analyze the applicant’s financial background, credit history, employment status, and debt-to-income ratio to assess the lending risk.

Decision-Making:

Approve, deny, or suggest changes to loan applications based on internal and bank guidelines and regulatory standards.

Communication:

Interact with loan officers, borrowers, and other financial professionals to gather necessary information and provide updates on the application process.

Compliance and Guidelines:

Ensure all loans comply with regulatory standards, company lending policies, and underwriting guidelines. Stay updated on industry regulations.

Documentation:

Ensure all necessary documentation is accurately processed and filed, including loan approval or denial decisions, and maintain records for audit purposes.

Problem-Solving:

Identify issues that could affect the loan approval process, such as incomplete documents or discrepancies in financial statements, and work with applicants to resolve them.

Customer Service:

Provide guidance to borrowers about the loan process, requirements, and any steps they may need to take to improve their chances of approval.

Record Keeping:

Update Loan Origination system(s) (SalesForce) with complete and accurate loan information/records from bank, customer, and staff interactions.

What you should have:

Strong understanding of financial statements and credit analysis. Familiarity with regulatory and compliance requirements in the financial industry. Ability to assess risk and make objective decisions. Excellent attention to detail and organizational skills. Proficiency with RV and Marine loan underwriting software and tools. Strong communication skills, both written and verbal. Previous experience in underwriting, loan processing, or financial services. A positive, results-driven attitude, dedicated to exceeding customer expectations and ensuring top-tier satisfaction.

What You’ll Receive:

Hybrid Work Flexibility:

Embrace a balanced work model with remote work on Mondays and Fridays and in-office collaboration from Tuesday to Thursday.

Generous Time Off:

With a strong focus on work/life balance, we offer all employees paid time off starting on day one, multiple paid holidays throughout the year, your birthday off, and a winter break at the end of the year

Volunteering Time:

Participate in our volunteer program with 4 paid days annually to contribute to your community.

Modern Office Perks:

Our vibrant Miami office features cutting-edge amenities, such as an electric sit/stand desk, dual monitors, a gym, and a variety of snacks and beverages.

Comprehensive Benefits Package:

Enjoy top-tier Medical, Dental, Vision, and Life insurance, along with a 401(k) plan featuring a 4% match.

Commuter Benefits:

Park conveniently in our building’s garage at no charge to you. For train commuters, we subsidize most, if not all, of your monthly pass expenses.

Professional Development:

Take advantage of online training, live courses, and additional funds for courses, seminars, and certifications to enhance your skills.

Team-Centric Atmosphere:

Be part of a close-knit team that prioritizes relationship-building and personal connections. About Our Crew Boats Group is the fastest-growing digital business in the recreational boating space. We are a talented team of techies, creatives, marketers, closers and customer advocates who spend each day pushing the boundaries of technology to make buying and selling boats easy. We spend each day surrounded by 500,000 boats from across the globe. Our passion and unyielding dedication to getting people on the water influence our culture in ways you won’t find at other companies. We’re the best at what we do because we’re working in an industry we love. When you walk through our doors, you’ll find smart, dedicated people who consider one another family. If you want to work in an inclusive, innovative environment where we encourage employees to collaborate, leverage their talents and actively shape the future of the company, then you will enjoy working here! #LI-Hybrid