Senior Commercial Real-estate Underwriter Position Available In Orange, Florida
Tallo's Job Summary: As a Senior Commercial Real-estate Underwriter at FAIRWINDS Credit Union, you will play a key role in assessing borrower financial data, structuring credit requests, and providing an unbiased view of loan opportunities. Ideal candidates will have a Bachelor's degree in Accounting, Finance, or Business, with at least four years of related experience. FAIRWINDS offers a comprehensive rewards package, including paid holidays, 401(k) match, and career development opportunities. Join FAIRWINDS in changing lives and achieving financial freedom!
Job Description
Job Category:
Business Services
Requisition Number:
SENIO002676
Posting Details
Posted:
May 24, 2025
Full-Time
Hybrid
Locations
Showing 1 location
Corporate Office | Downtown Orlando
135 W Central Blvd
Orlando, FL 32801, USA
Job Details
Description
Financial Freedom Happens Here – and it starts with YOU.
At
FAIRWINDS
Credit Union, we’re more than a workplace; we’re a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial freedom – for our members and for you. As a Senior Commercial Underwriter, you’ll be the first step in helping our members live financially free!
Your Role in
Our Mission:
Completes Credit Approval Memorandum
Reviews and analyzes borrower financial data, including corporate statements and business tax returns to assess financial strength and stability.
Reviews and analyzes personal financial information for guarantors including personal financial statements, tax returns, personal credit reports, real estate owned schedules, and liquidity statements to determine financial strength of guarantor.
Works with the Lender to structure and obtain all necessary information to underwrite credit requests that serve the best interest of the Member and
FAIRWINDS.
Determines Member and Loan Risk Rating
Prepares spreads of business and personal tax returns.
Identifies opportunities for expanding the existing relationship
Offer mentorship to junior underwriters and provide guidance and support as needed
Assists Portfolio Managers with annual reviews and renewals as required. Ultimately accountable for protecting
FAIRWINDS
by providing an unbiased and objective view of the prospective borrower and loan opportunity by disclosing and mitigating all material risks in the credit approval memorandum
Live and model The
FAIRWINDS
Way values in everything you do
What Makes You a
Great Fit:
Bachelor’s degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience. Master’s degree in related discipline or formal credit training preferred.
Minimum four years of related experience in Commercial Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred
Experience with nCino, Sageworks, Moody’s, and CoStar preferred.
Must possess strong analytical skills with the ability to clearly communicate findings in both oral and written format.
A strong desire to serve others and help them improve their financial lives.
A Culture of Care and Reward:
You give your best, and we give back with a comprehensive and meaningful rewards package:
Enjoy 11 paid holidays and generous paid time off to recharge and reset
Build your future with a 6% 401(k) match
Receive a $700 annual contribution to your Health Savings Account
Access our comprehensive maternity leave program to support growing families
Stay covered with medical, dental, vision, disability, and life insurance
Grow your career through leadership development, tuition assistance, and advancement opportunities
Earn rewards for financial wellness through our Debt Free Club and Dave Ramsey’s SmartDollar program
Thrive in a purpose-driven, people-first culture where your impact matters
This is more than your next job. It’s your next step in changing lives; starting with your own!
About
FAIRWINDS
Credit Union
At
FAIRWINDS
Credit Union, Financial Freedom Happens Here. Headquartered in Orlando and proudly serving members for over 70 years, our mission – changing members’ lives on the journey to Financial Freedom – drives everything we do, with a clear vision: Members financially free. Through The
FAIRWINDS
Way, we champion a culture of integrity, accountability, and teamwork, and we’re nationally endorsed by The Dave Ramsey Show as a trusted provider of financial wellness. Recognized as one of Forbes’ 2024 Best-in-State Credit Unions and one of Orlando Business Journal’s Best Places to Work, FAIRWINDS is a top workplace where your purpose matters and your growth is supported every step of the way!
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
