AUTO UNDERWRITER Position Available In Palm Beach, Florida
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Job Description
AUTO UNDERWRITER H
Gregoire – 2.9 West Palm Beach, FL Job Details Up to $150,000 a year 10 hours ago Benefits Paid training Health insurance Dental insurance 401(k) Paid time off Employee assistance program Vision insurance Life insurance Qualifications Mid-level Driver’s License Loan processing Full Job Description
ABOUT US
HGreg is one of the fastest growing automotive groups in North America. Founded in 1993, HGreg operates 31 new and used dealerships throughout the United States and Canada, and plans to continue expansion in the
U.S. SUMMARY
The Auto Underwriter is responsible for facilitating the submission of credit applications to HGreg’s preferred lenders with the aim of obtaining approval for car purchases. This position involves analyzing credit data, financial statements, income documents, proof of residency, and other pertinent documents of individuals to assess the level of risk involved in extending credit and securing loan approval.
ESSENTIAL DUTIES
Submit credit applications to HGreg’s preferred lenders to obtain approvals for car purchases. Analyze credit data, financial statements, income documents, proof of residency, and other relevant documents to determine the level of risk involved in extending credit. Review credit reports and ensure the accuracy of the information. Communicate with lenders, customers, and other departments to facilitate timely and efficient processing of credit applications. Maintain accurate records of credit applications, approvals, and rejections. Provide guidance and assistance to customers regarding credit requirements and loan options. Stay up-to-date with lending regulations and credit policies to ensure compliance. Collaborate with team members to optimize the credit application process and improve customer experience. Adhere to established performance metrics and goals. Possess basic knowledge of computers and programs such as Microsoft Office applications, Dealer socket, DealerTrack, Google applications and Reynolds.
SCHEDULE
5 days a week including weekends 2 days off.
PAY:
Salary plus commission up to $ 150,000.00
EXPERIENCE DESIRED:
Minimum of three (3) years current Auto Credit experience with background in loan processing is preferred. Demonstrates analytical thinking – analyzes information, identifies key issues and draws logical conclusions Strategic thinker – identifies opportunities to achieve goals while anticipating impacts and consequences to the business Must be able to work independently in a fast-paced, goal-oriented environment
LICENSE:
Must maintain a valid in-state Driver’s License and be considered insurable with the dealerships insurance policy.
WHAT WE OFFER
Dental insurance 401(K) Health insurance Vision insurance Paid Time Off Paid Group Term Life Insurance Paid Training to promote professional growth Employee Assistance Program (EAP) Supplemental Personal Accident Insurance
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Sit and/or stand interchangeably throughout the day. Sit and/or stand for long periods at a time. Use hands, fingers and arms continually, frequently and throughout the day. Bend, crouch, crawl, stoop and kneel continually, frequently and throughout the day. Operate and drive vehicles or equipment in a safe manner. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Reasonable accommodation will be made to enable individuals with disabilities to perform the essential functions.