Middle Ticket Underwriter Position Available In St. Johns, Florida

Middle Ticket Underwriter 3.4 3.4 out of 5 stars 203 Fort Wade Road, Ponte Vedra Beach, FL 32081 Navitas Credit Corp. is an innovative commercial financing service firm and wholly owned subsidiary of United Community Bank. Founded in 2008, Navitas provides capital in the form of leases and loans to assist businesses in acquiring the equipment and financing they need to achieve success. Recognized as an industry leader, our commitment to exceptional customer service is our top priority. With multiple offices across the country, we are proud of entrepreneurial culture and are looking for talented individuals to join our team and grow with us. We have an immediate opening in our Ponte Vedra FL office for a Middle Ticket Underwriter

REPORTS TO

Chief Credit Officer

DEPARTMENT

Credit –

Ponte Vedra, FL Summary:

To adhere to Navitas’ credit guidelines in approving or declining new end-user and vendor applications. Develop and maintain cordial relationships with Navitas’ sales personnel.

Key Responsibilities:

1. Analyze financial statements, tax returns, personal credit reports, Dun & Bradstreet reports and other third party information to determine the borrower’s creditworthiness. 2. Complete financial spreads and PD templates as required by Navitas’ credit policies. 3. Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval. 4. Correspond and interact with Sales personnel to communicate the need for additional credit information as well as communicating justification for decisions. 5. Recommend changes to Navitas’ credit guidelines as needed to ensure maximum efficiency while maintaining sound credit decisions. 6. Complete assignments within due dates, if applicable.

Education and other credentials:

• 4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience.
• Computer skills required: Excel spreadsheets
• Previous equipment leasing/loan industry experience required.
• Prior franchise lending experience is a plus.

Technical / Functional

skills and knowledge:

• Analytical – Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data.
• Problem Solving – Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Works well in group problem solving situations.
• Excellent mathematical skills.
• Must be able to manage time continually prioritizing and re-prioritizing tasks in a efficient and effective manner.
• Must be organized and extremely detail oriented.
• Must be skilled in problem resolution.
• Must be able to multi-task.
• Must be able to apply general guidelines to an extremely non-standard set of circumstances and documents.
• Must be able to reason given similar and non-similar circumstances.
• Must be able to perform effectively under tight time constraints.
• Must be able to handle pressures both from external and internal customers.
• Must be able to work effectively with subordinates, peers, and managers from other departments.
• Must be able to resolve problems from both internal and external sources.
• Must have excellent written and oral communication skills to convey negative information to internal and external customers in a manner that protects Navitas and retains customers.

SUPERVISORY RESPONSIBILITIES

• This job has no Supervisory responsibilities.

Job Type:

Full-time Pay:

$80,000.00 – $90,000.00 per year

Benefits:

401(k) Dental insurance Flexible schedule Health insurance Paid time off Tuition reimbursement Vision insurance

Schedule:

8 hour shift Monday to

Friday Work Location:

In person