SBL Underwriter Position Available In [Unknown county], Florida

SBL Underwriter#25-62296
$32.41-$35.00 per hour
Remote, FL
All On-site Job Description
Our Client, a Financial company, is looking for a SBL Underwriter for their Remote location.

Responsibilities:

The practice of making loans using securities as collateral.
SBL provides ready access to capital that can be used for almost any purpose such as buying real estate, purchasing personal property, or investing in a business.
Example) Sally Smith wants to buy a new house; however, she needs to get a loan from the bank in order to buy the house.
Sally goes to the bank to get the loan, but before the bank can issue her a loan, the bank needs something of monetary value from Sally to use as collateral (if for some reason Sally can’t pay back her loan). Sally offers the bank her 30 shares of Amazon stock, which the bank accepts as collateral.
Financial Advisors have clients who have securities in their accounts.
Some clients request loans on these securities.
This person would be involved with the processing of these types of loans.
Customer fills out a loan application and sends it into RJ, an analyst assigns application to another loan analyst.
The assigned analyst will then review the application, pull credit, verify customer identity (Address, DOB, name, Social), creates files for each client loan, and pull client documents out of said folders, as needed.
Will also enter security loan into an excel report
The duties of the SBL Underwriter are slightly different compared to a Mortgage Underwriter.
With Mortgage Underwriting, the loan institution will always screen the customers’ financials; however, for the SBL Underwriter – since the loan is based off the securities in the clients account, screening the customers’ financials may not always be necessary.
After the customer fills out a loan application and sends it to Client SBL department, the application will get assigned to a Loan Analyst (role described above).
The assigned analyst will then review the application, pull credit, verify customer identity (Address, DOB, Name, Social, etc.).
They will then create a file and maintain a client folder for each loan.
Once the analyst completely reviews the application, it will go to the Underwriter.
The Underwriter will then review everything that the Loan Analyst documented pertaining to the application (i.e. credit history, customer identity, etc.).
The underwriter will then sign-off on the loan application.

Requirements:

At least 2+ years of mortgage underwriting experience
At least 2+ years of mortgage loan processing experience
Experience with managing a loan pipeline of 30+ loans at any given time
Basic to intermediate excel skills
Clear and professional written and verbal communication skills (ability to use proper grammar and spelling at all times)
Customer service oriented
Team player, will jump in and help
Highly organized, ability to meet deadlines, sense of urgency, high attention to detail
Experience with securities and / or security based loans
At least 2 years of mortgage underwriting experience
At least 2 years of mortgage loan processing experience
Experience with managing a loan pipeline of at least 30 loans at any given time (this position will require them to manage a pipeline of at least 30 loans as a loan processor and underwriter)
Excellent written and verbal communication skills – will be required to interact with Financial Advisors and their branch support staff (the branch will be the one to communicate directly with the client)
Basic to intermediate skills with Microsoft Excel
Adequate technical skills – ability to navigate through numerous systems at once
High School Diploma required
Bachelor’s Degree preferred Why Should You Apply?
Health Benefits
Referral Program
Excellent growth and advancement opportunities As an equal opportunity employer, ICONMA provides an employment environment that supports and encourages the abilities of all persons without regard to race, color, religion, gender, sexual orientation, gender identity or express, ethnicity, national origin, age, disability status, political affiliation, genetics, marital status, protected veteran status, or any other characteristic protected by federal, state, or local laws.