Underwriting Analyst Position Available In Cobb, Georgia
Tallo's Job Summary: Channel is seeking an Underwriting Analyst to evaluate finance applications and determine credit worthiness and financing offers. Responsibilities include adjudicating credit, communicating decisions, and building relationships with partners. Candidates should possess strong analytical skills, be detail-oriented, and have 2-4 years of experience in financial services. Channel offers competitive benefits and a dynamic work environment.
Job Description
We’re looking for an Underwriting Analyst to join our team! The Underwriting Analyst inputs and reviews finance applications from small to mid-sized businesses to determine the credit worthiness of the applicant, size, and term of the financing offer. In addition, the analyst will evaluate the transaction to determine if it fits internal funding guidelines. The best candidates will be self-motivated, team-oriented and eager to be a part of a rapidly growing business. Key Responsibilities Adjudicate credit and approve new finance applications within level of authority. Make timely decisions with limited information. Professionally communicate decisions to our partners. Build relationships and offer exceptional service to our partners to ensure continued flow of business. Communicate and work proactively with the sales team to help further penetrate our relationships with existing and new customers. Protect Channel from fraud and aid in pricing transactions for the appropriate risk. Continuously identify and implement underwriting strategies which make Channel a recognized, differentiated leader in the working capital industry. Keeps abreast of industry and competitor trends. Skills & Specifications Strong math and analytical skills. Must be able to multitask and be highly adaptable to change. Must be detail oriented, have excellent organizational and time management skills. Competitive drive and strong history of accomplishment. Good interpersonal relationship skills and motivation for personal growth. Required knowledge of computer systems and proficient in Microsoft Office (Excel and Word). Must understand financial statements and documentation. Education & Qualifications Minimum 2-4 years in a financial services, credit, or underwriting function. Experience in a commercial underwriting function working with small businesses is a plus. Associates or bachelor’s degree or equivalent education/experience is preferred. Who is Channel? We are a leading provider of equipment finance and working capital funding solutions for small businesses, exclusively through Equipment Finance Companies. Utilizing customized technology and business processes, a strong balance sheet, and risk analytics, Channel provides single source financing that supports third-party originators and their customers who have business growth opportunities and a need for capital. At Elite powered by Channel, our mission is to help our Partners and Brokers provide working capital to their customers, the small businesses of main street America. Today, through strong relationships and frictionless technology, we’ve emerged as one of the country’s leading working capital financing companies. Our dedicated team has provided over $300 million in capital to over 7,000 small businesses since our inception. Channel has five office locations in four states and has ranked among the 500/5000 fastest-growing private companies in the U.S. by Inc. magazine for 12 consecutive years. Why should I apply? Channel empowers and trains team members at all levels to make quick decisions in service to our relationships and ensuring the flexibility and nimbleness required to compete in today’s marketplace. Channel is the perfect workplace for those who are motivated and have a desire to be part of a fast- growing, agile, and multi-faceted organization where you can make a difference every day. The company offers a rewarding and flexible work environment and encourages innovation and team member development. Benefits include medical, dental, and vision plans plus HSA and FSA options, 4 weeks PTO, an employer-match company 401K plan, life insurance, long-term disability insurance, and a hybrid schedule. Channel Partners is an equal opportunity employer. We consider all qualified applicants without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, national origin, disability, veteran status, marital status, family status or any other basis prohibited by law. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.