Associate Underwriter (Blue Incentives) Position Available In [Unknown county], North Carolina

Job Description The Associate Underwriter plays a key role in supporting the underwriting process for large group insurance products. This entry-level position is designed to provide comprehensive training and hands-on experience in group underwriting, with a focus on developing the skills necessary to evaluate risk, determine pricing, and support business growth. The Associate Underwriter will be responsible for managing and underwriting a medium-sized group book of business, ensuring alignment with company revenue, margin, and membership objectives. This role requires strong analytical skills, attention to detail, and a commitment to learning and professional development within a collaborative team environment. What You’ll Do Manage a Book of Business with up to 75,000 members and representing up to $225,000,000 in premium or premium equivalent under the guidance of an assigned experienced underwriting consultant or above. Meet or exceed Business Segment revenue, margin, membership, and persistency goals. Has the authority to make decisions/recommendations within the scope of authority stipulated by Underwriting Management and departmental policies. Evaluate underwriting risk and determine premium rates for fully insured contracts and recommend funding rates for Administrative Services Only (ASO) contracts. Proactively make recommendations regarding benefit plan design to internal customers. Observe final rate negotiations and presentations with clients. What You Bring Bachelor’s degree or advanced degree (where required) 0-2 years of experience in related field. In lieu of degree, 3+ years of experience in related field. Bonus Points Clear and professional verbal and written communication Eagerness to learn underwriting principles, guidelines, and industry regulations. Resourceful in identifying issues and proposing effective solutions. The ability to work to a deadline and manage competing priorities. Ability to work independently and with a team. Knowledge and experience working in Excel. Experience with Blue Quote, Facets, and Salesforce What You’ll Get The opportunity to work at the cutting edge of health care delivery with a team that’s deeply invested in the community. Work-life balance, flexibility, and the autonomy to do great work. Medical, dental, and vision coverage along with numerous health and wellness programs. Parental leave and support plus adoption and surrogacy assistance. Career development programs and tuition reimbursement for continued education. 401k match including an annual company contribution Salary Range At Blue Cross NC, we take great pride in a fair and equitable compensation package that reflects market-price and our starting salaries are typically planned near the middle of the range listed. Compensation decisions are driven by factors including experience and training, specialized skill sets, licensure and certifications and other business and organizational needs. Our base salary is part of a robust Total Rewards package that includes an Annual Incentive Bonus•, 401(k) with employer match, Paid Time Off (PTO), and competitive health benefits and wellness programs. •Based on annual corporate goal achievement and individual performance. $46,500.00 – $74,400.00 Skills Account Management, Business, Company Representation, Customer Service, Enrollment Management, Insurance, Insurance Claims, Insurance Claims Investigations, Insurance Eligibility Verification, Insurance Industry, Policy Administration, Underwriting, Underwriting Analysis, Underwriting Management About Us It’s an exciting time to work at Blue Cross and Blue Shield of North Carolina (Blue Cross NC). Health care is changing, and we’re leading the way. We offer more than health insurance our customers can count on. We’re committed to better health and better health care − in our communities and beyond. Our employees bring energy and creativity to the workplace, and it shows in our innovative approach to improving the health and well-being of North Carolinians. Blue Cross NC is a fully taxed, not-for-profit company headquartered in Durham, North Carolina. We serve more than 4.3 million members, and we employ more than 5,000 people across the country who are passionate about making health care better for all. Help us lead the charge for better health care by joining our award-winning team. Discover tremendous opportunities with us to do challenging and rewarding work. Opportunities that can lead you to a fulfilling career, work that can help others lead healthier, happier lives. Authorization to Work in the United States We use E-verify to confirm authorization to work in the United States. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify Overview for English or Visión General de E-Verify for Español. Request Accommodations Blue Cross NC provides reasonable accommodations to applicants with disabilities. If you need a reasonable accommodation for any part of the application or hiring process, please notify HR at HR.Staffing@bcbsnc.com. For most roles, you can choose where to work – fully remote in one of the states listed below, in the office, or a hybrid of the two: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, and Wyoming