Benefits Underwriter Position Available In New York, New York

Benefits Underwriter GATE Staffing – 4.0 New York, NY Job Details Full-time $120,000 – $170,000 a year 6 hours ago Benefits Health insurance Dental insurance Paid time off Vision insurance 401(k) matching Qualifications Pricing Financial modeling Underwriting Sales Mid-level 3 years Analysis skills SaaS Full Job Description About Us We’re a fast-growing PEO startup reimagining how small and midsize businesses access and manage employee benefits. Our platform simplifies compliance, payroll, and benefits administration, making world-class HR support accessible to companies of all sizes. Backed by leading investors and operators, we’re building a people-first company, and we’re looking for sharp, motivated talent to join us. About the Role We’re seeking a highly analytical Benefits Underwriter with direct Gradient platform experience and strong benefits underwriting coding skills to help us optimize and scale our benefits offerings. In this role, you’ll be instrumental in assessing risk, developing pricing strategies, coding underwriting logic, and helping us create scalable processes across our PEO platform. This is a rare opportunity to shape underwriting systems from the ground up in a high-growth environment. Key Responsibilities Analyze risk and develop underwriting strategies for health, dental, vision, life, and disability insurance products within a PEO structure Utilize Gradient to model and configure underwriting rules, products, and pricing parameters Write and maintain underwriting logic and rating formulas using benefits underwriting coding tools Partner with engineering, product, and actuarial teams to improve automation and scalability of benefits underwriting Monitor loss ratios, claims trends, and recommend pricing adjustments or plan design changes Evaluate carrier proposals and contribute to carrier negotiations from an underwriting perspective Ensure compliance with underwriting guidelines and applicable regulatory requirements Help build documentation, workflows, and training materials for internal underwriting operations What We’re Looking For 3+ years of experience in benefits underwriting, ideally at a PEO, insurer, or benefits technology company Hands-on experience using Gradient for benefits product configuration and underwriting Strong skills in coding underwriting logic , preferably in benefits-specific platforms or with experience integrating underwriting rules into SaaS systems Excellent analytical and financial modeling skills Comfortable working in a fast-paced startup environment and building processes from scratch Ability to collaborate cross-functionally with product, engineering, and sales teams

Bonus:

Experience in pricing level-funded or self-funded plans Why Join Us? Equity + Competitive Compensation Flexible remote work policy Medical, dental, and vision coverage 401(k) with match Generous PTO and wellness days Opportunity to build from the ground up and leave your mark on the company and product Interested? We’re excited to hear from underwriters who want to do more than just assess risk, who want to build something new, modern, and impactful.

Job Type:

Full-time Pay:

$120,000.00 – $170,000.00 per year

Schedule:

8 hour shift

Work Location:

In person