Commercial Banking Executive of North Central Alabama Position Available In Madison, Alabama

Overview The Commercial Banking Executive of North Central Alabama is a management position responsible for planning, organizing, motivating, and directing the overall commercial lending functions of the bank for a defined market. This role is responsible for establishing business relationships, lending, business development and implementing effective growth strategies that lead the team while creating maximum profitability to the bank with minimum risk.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Responsibilities Manage a commercial team, including lenders and support team Assist team with applicant interviews, structure and negotiation of loan terms, and analyze new/renewed loans Approve loans within loan authority and assist lenders with larger more complicated loans Implement bank strategies and objectives consistent with and in support of the associated Bank goals and objectives for growth, net income, expense management, and the financial performance of assigned area Establish and manage a business development process to maintain current customer base and expand market share to include fee based products like treasury and wealth services; ensure customer and organic growth Achieve strong financial performance through a disciplined management of credit quality through pricing, collection, and maintenance Originate commercial loans and commercial deposits Manage personnel activities which include hiring, training, coaching, personnel reviews to ensure solid team effort toward attainment of individual and Bank goals; ensure a culture of accountability includes coaching and development of a high performing team Oversee the first line of defense as it relates to compliance, operational risk, and enterprise risk management Create a culture of operational excellence compliant with regional and corporate objectives Carry out the Bank’s vision and mission Maintain our Bank culture with the defined set of values and behaviors that all employees use as their compass as one team going to market as one bank Perform other related duties as assigned Qualifications A Bachelor’s degree in a business related field or equivalent training and certification through an accredited banking school 5 years previous commercial lending experience or three years job related experience Extensive knowledge of industry products, policies and procedures, operations, and compliance regulations Results-oriented and strong ability to deliver to aggressive financial and business growth targets and strategic initiatives Effective communication skills, both verbal and written Sound knowledge of all banking functions and related operations, bank policies, procedures and applicable regulation Ability to effectively lead, motivate and coach others Ability to deal effectively and tactfully with a variety of business contacts, all bank personnel as well as bank customers and prospective customers Sound judgment and problem solving and ability to make key complex decisions independently and with clear thinking and sound logic Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public Ability to recruit and develop top talent Physical Demands The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus. Work Environment The Bank’s professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word “May”. This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law. This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.