Commercial Loan Officer Position Available In Shelby, Alabama

Commercial Loan Officer Federation of Appalachian Housing Enterprises Inc Sterrett, AL 35147 •

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Commercial Loan Officer Department:

Community Lending Job Summary Position Summary The Community Lending Loan Officer (CLLO) plays a pivotal role in expanding Fahe’s mission-driven community lending programs. This position focuses on identifying mission-aligned lending opportunities, developing strong partnerships, and guiding borrowers from initial inquiry through loan closing. The CLLO must demonstrate strong relationship-building capabilities, sound financial judgment and analysis capabilities, and a deep understanding of community-based or nonprofit lending. This position may be hybrid or fully remote. Key Responsibilities 1. Business Development & Relationship Management Build and maintain relationships with Fahe Members, partners, and other key industry stakeholders. Cultivate a robust lending pipeline aligned with Fahe’s mission and goals 2. Loan Origination & Client Support Serve as primary contact and guide for borrowers throughout the loan process, from application through loan closing. Collaborate with underwriting and credit teams to ensure timely and efficient loan processing. 3. Financial Analysis & Structuring Evaluate loan applications including financials, appraisals, project data, and other relevant information. Utilize sound financial analysis and judgment to structure loan proposals that align with Fahe’s credit policy and risk tolerance. Prepare and deliver clear, comprehensive analyses to management for informed decision-making 4. Compliance & Reporting Maintain accurate records of loan activity using Salesforce/Fundingo. Prepare periodic reports and ensure data integrity and compliance with internal standards. 5. Departmental Growth & Strategy Contribute to the development of new lending products and strategic business plans. Prepare comprehensive loan committee packages to support effective decision-making processes 6. Additional Duties Assist with loan collection activities as necessary. Participate in outreach efforts, including Member caucus meetings and other community-based engagements. Travel periodically throughout Central Appalachia to meet with Members and partners. Qualifications & Requirements Education Bachelor’s degree preferred; equivalent experience in lieu of degree will be considered. Experience Minimum of 2 years in commercial, nonprofit, or community-based lending. Background in business development, client relationship management, or CDFI operations preferred. Familiarity with affordable housing finance or real estate development is a plus. Skills & Competencies Strong financial and credit analysis abilities. Effective relationship-building and client service skills. Proficiency with CRM systems (Salesforce/Fundingo preferred). Strong written and verbal communication. Knowledge of compliance requirements and loan processing procedures. Work Environment & Physical Requirements Primarily sedentary role requiring frequent computer use. Close visual acuity for reviewing documents and data. Occasional travel within Central Appalachia. Ability to communicate effectively in person and via phone.