Mortgage Banker Position Available In Tuscaloosa, Alabama

Job Description:

Mortgage BankerJob ID2024-11236JobLocationsUS-AL-TuscaloosaOverviewThe Mortgage Banker will beresponsible for establishing and maintaining relationships withRenasant Bank Branch Managers, Realtors, and Builders throughout adesignated service area for the purpose of generating production ofall one to four family residential products (conforming,conventional, FHA, and VA, as well as other products as they becomeavailable). This individual will serve as the facilitator of themortgage loan process and also must maintain productiverelationship with mortgage operations staff.

RENASANT BANK IS ANEQUAL OPPORTUNITY

EMPLOYERResponsibilities Originate all types of 1-4 familyresidential loans Maintain written goals that are created in conjunction with theMortgage Banking Department Coordinate loan production throughout assigned servicearea Maintain prescribed system status report of all loan cases inprocess Report monthly on the calls made to banks, realtors, andbuilders Communicate with the Mortgage Banking department in order toclarify program changes or updates to branch personnel throughoutassigned service area Counsel and communicate with the prospective borrower for thepurpose of determining what loan products would be applicable Schedule appointments to take applications at a location (home,branch office, or work location) convenient to the customer, andwork with the customer in the completion of an accurate applicationand acquisition of supporting documentation Gather additional information required for the closing of themortgage which is requested by the Mortgage Banking Department in atimely manner and maintain a status report of all loans inprocess Assist customer with closing contingencies Prepare Good Faith Estimate and Truth-In-Lending within 72hours from date of application on all applications taken Provide the Realtor (if applicable) with a weekly writtenreview on the progress of the loan Educate and update branch personnel throughout immediateservice area on identification of conforming loan requirements andhow to answer customer inquiries Establish rapport with the local real estate community andupdate regularly on programs available by calling on realtors,builders, and attorneys that have an existing relationship withRenasant Bank for the solicitation of the origination of mortgageloans and to determine product needs and coordinate these needswith supervisor Survey local market areas regularly Establish priority accounts (realtors, builders, titlecompanies, etc.) and visit respective offices at least once aweek Conduct seminars for local realtors and new associates ondifferent aspects of lending; i.e., conventional, FHA/VA, ARM’s,CRA) Become active in local affiliations relative to mortgage loanproduction; i.e., Board of Realtors, Home Builders Association Perform all duties in compliance with state and federalregulations and internal policies and procedures as is applicableto the responsibilities of the position Attend production meetings as designated by management Maintain licenses and certifications, if applicable Work independently in an outside sales setting which requiresreliable transportation Perform other related duties as assignedThe aforementionedduties are all essential job functions of thisposition.

Qualifications High School diploma or equivalent required Ability to originate 1-4 family residential mortgageproducts Thorough knowledge of FHLMC/FNMA, FHA, VA, and other generalmortgage banking lending procedures and requirements Ability to communicate verbally and in writing and to dealcordially with the public Ability to organize time effectively Ability to learn and comprehend regulatory directives andprocedures in a short period of time Ability to represent Renasant Bank in a professional mannerprojecting the image of “Customer Focused Banking” Ability to work independently and make decisions followingstate and federal regulatory guidelines Must have a reliable means of transportation to facilitateresponsibilities Physical Demands The physical demands describedare representative of those that must be met by an employee tosuccessfully perform the essential functions of this job.

Reasonable accommodations may be made to enable individuals withdisabilities to perform the essential functions. While performingthe duties of this job, the employee is frequently required tostand or sit; kneel, stoop, or squat; use hands or fingers tohandle or feel objects, tools or controls; reach with hands andarms, and talk or hear. The employee is occasionally required towalk. The employee must occasionally lift and /or move up to 25pounds. Specific vision abilities required by this job includeclose vision, peripheral vision, depth perception and the abilityto focus. Work Environment The Bank’s professional workingenvironment requires employees to communicate effectively, bothverbally and in writing. Employees must demonstrate stronginterpersonal skills when working closely with internal businesspartners and external clients. Employees may be exposed toconfidential and propriety information within the workingenvironment, therefore, must uphold confidentiality at all times.

Due to the possibility of being exposed to high risk situations(i.e. robbery), detailed instructions and procedures are requiredto be followed at all times to safeguard the Bank’s employees,customers, and assets. The above is intended to describe thegeneral content of and requirements for the performance of thisjob. It is not to be construed as an exhaustive statement ofduties, responsibilities, or requirements. The principal duties andresponsibilities enumerated are all essential job functions exceptfor those that begin with the word “May”. This job description isintended to describe the normal level of work required by theperson performing the work. The principle duties outlined are theessential responsibilities and duties. Other duties may be assignedas needs arise. Job requirements and/or processes may be modifiedto reasonably accommodate persons with a disability as required bylaw. This description is not intended as a contract and is subjectto change. Any written contractual agreements supersede this jobdescription.

Required Preferred Job Industries Other