Home Equity Lending Specialist Position Available In Polk, Florida

Home Equity Lending Specialist

MIDFLORIDA

Credit Union

• 3.

5

Lakeland, FL Job Details Full-time Estimated:

$40.8K

• $51.

3K a year 2 days ago Benefits Paid holidays Dental insurance Tuition reimbursement Paid time off Employee assistance program Vision insurance 401(k) matching Qualifications Underwriting Mid-level Bachelor’s degree Organizational skills Lending Communication skills Loan processing Full Job Description Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend’s “Best Places To Work.”

MIDFLORIDA

offers a positive team culture, an open door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members! Home Equity Lending Specialist perform the following functions: Review loan applications thoroughly and ensure initial disclosures are delivered promptly within the required time frame. Communicate with members to verify application details, provide guidance on available products, and ensure all necessary documentation is obtained. Review all documents received from the member, including proof of income, mortgage statements, and any other documents required to process the file. Ensure all supporting documents are accurate and update AKC accordingly. Review the deed to determine its type (e.g., warranty, quitclaim, trust) and grantee information. Process all home equity loans (closed-end, HELOC, Manufactured Homes) accurately and efficiently, within the target turn-time. This includes ordering title work, appraisals, and flood certificates, and auditing these orders to ensure their accuracy and completeness. Address any discrepancies or issues promptly to maintain processing timelines and quality. Exercise sound judgment and discretion while remaining compliant with 1] defined limits and guidelines. Maintain regular communication with members and branch personnel, providing updates on loan status. Ensure loan files meet MIDFLORIDA’s standards by thoroughly auditing the file before sending it to final review. Process loans according to internal guidelines to minimize errors. Deliver problem solving solutions and perform research as needed. Provide technical solutions in support of MIDFLORIDA’s electronic services. Accountable for meeting productivity, quality, and sales goals. Professional and efficient communications with all departments promoting synergy. Exhibit a high degree of integrity, trustworthiness, and professionalism always. Exude a positive and professional attitude with members and partners consistently. Perform other duties as assigned.

Qualifications include:

Excellent service, communication, and organizational skills Excellent verbal and written communication skills Strong multi-tasking and sound decision-making skills Experience with loan underwriting and secondary market guidelines The eligibility to meet the requirements of the SAFE Act to be registered as an MLO with NMLS. 1 to 2 years of experience with Home Equity Lending or Bachelor’s Degree Preferred Position is an “In office, NOT a remote position”

MIDFLORIDA

Perks:

Stability Opportunity for growth Paid time off and paid holidays Tuition assistance after 6 months of service 401K Plan with employer matching Health, Dental, and Vision Insurance

• Generous and affordable plans for employee and family Employee Assistance Program
• No waiting period to access benefit Salary and Bonuses
• Bonus programs and annual appraisals with salary increase opportunities This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.

S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9