Residential Lender Position Available In St. Lucie, Florida

Residential Lender Marine Bank & Trust Port Saint Lucie, FL 34986 Residential Loan Officer Marine Bank helps clients reach their dreams of becoming homeowners every day. We seek a qualified mortgage loan officer to guide clients through our mortgage application process. The loan officer will meet with clients to understand their goals and recommend plans that best fit their needs. The loan officer will gather and evaluate all necessary financial information, submit applications, and provide updates. Our talented employees provide truly rewarding experiences for our clients, and we are committed to providing the same for them. Objectives of this role Help qualified borrowers successfully obtain mortgages Educate clients on mortgage rules and regulations, interest rates, and the application process Advise clients, ensuring each is paired with a mortgage that best meets their needs Work as a cohesive team with loan processors and underwriters, collecting all documentation and information they need to process applications Ensure all deadlines are met, addressing and resolving all application issues promptly Create positive, lasting relationships with our clients and build a referral network Responsibilities Meet with potential clients to evaluate their financial background and homeownership goals Recommend the mortgage plans that best align with clients’ backgrounds and needs, drawing on research and personal expertise Collect the financial documents and information needed to complete a mortgage application, perform research and conduct interviews as required, and ensure that all information is complete and accurate Resolve any application issues Keep an open line of communication with applicants throughout the process, providing updates and answering any questions that arise Inform clients when their applications have been approved or denied Complies with all regulations that apply within the scope of the position, including BSA, AML, OFAC and CIP Skills and Qualifications Excellent communication skills, both verbal and written Enthusiasm for providing clients with the best possible service Understanding of legal regulations as they pertain to mortgages Ability to make sound mortgage recommendations based on research, personal expertise, and clients’ financial backgrounds Ability to work collaboratively with loan processors and underwriters Ability to handle sensitive and confidential information professionally and discreetly Preferred Qualifications Background in finance or accounting Mortgage loan originator license Working knowledge of loan origination software Previous success in a customer service-oriented role EEO/VETS/DISABILITY