Mortgage Loan Originator-Low Pen Market Position Available In Fulton, Georgia

Job Description:

GENERAL FUNCTION

Within a market defined byDistribution Strategies as low penetration, performs a wide rangeof duties relating to the origination of residential1st mortgageloans from branch offices and outside referrals. Meets standardsandobjectivesdefined by management for mortgage loan sales andcross-selling objectives. Assumes overall responsibility for theresidential mortgage loan from application toclosing.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Develop referral contacts (realtors, builders, professional andpersonal contacts).
• Maintain knowledge of Fifth Third Mortgage Company”s policiesand procedures.
• Maintain knowledge of available loan products, processingprocedures, and underwriting and general departmental guidelines.
• Follow defined protocol for escalation exceptions.
• Take applicant applications by completing Fannie Mae form 1003 onthe laptop.
• Utilize the laptop for communication and access of daily rates,applicant credit reports, Loan Prospector responses and transmitting the loan toLOMAS.
• Collect appropriate documentation from each applicant and deliverloan package in the time frames set by management.
• Manage pipeline for all originated loans through closing andcomplete required management reports.
• Communicate with branches and/or applicants of providing timelyupdates and progress reports.
• Maintain high levels of customer service while managing eachapplicant”s and support staff#s expectations.
• Attend and participate in all Consumer Lending meetings asrequired by management.

SUPERVISORY RESPONSIBILITIES

None. Mortgage Loan Officer must meet the followingcriteria: Three years of mortgage lending experience. Established book of business (local centers of influence willingto refer mortgage loans to you). Existing mortgage sales of $1million per month, and 4 purchaseunits closed per month.