Commercial Loan Officer Position Available In Jefferson, Louisiana

Job Description:

As a dedicated member of the OnPath FCU team, this role performsa variety of tasks that in partnership with the surroundingdepartments, provides cost effective financial services for thebenefit of our members who are our primary focus. Our core valuesare what make us

E.P.I.I.C.

We are Empathetic to the vastsituations and needs of our member’s and to each other. We arePassionate about the financial growth and success of our members.

We are Innovative in our ideas and goals to remain at the top ofour class in financial services. Our Integrity is not an option. Werequire our employees to be honest and have strong moralprinciples. We are Committed to our promise to be the bestfinancial advocates for our members and the communities we serve.

We are looking for a Commercial Loan Officer to join our CommercialLending department! The Commercial Loan Officer will work from ourcorporate office in Metairie. This position is classified asHybrid, which means that this person may come into the officeoccasionally for a meeting or training. Our Commercial Loan Officerposition has the base salary of $93,600.00 to $125,000.00 annually+ incentives, with consideration for skills and experience. TheCommercial Loan Officer has the opportunity to grow within theorganization.

Role:

The Commercial Loan Officer is responsible foridentifying, developing, and maintaining relationships withcommercial members while managing a portfolio of commercial loans.

This role involves evaluating loan applications, gathering andanalyzing financial and related data to assess overallcreditworthiness, structuring loans that meet the member’sfinancial objectives while safeguarding the Credit Union’sinterests, and ensuring adherence to the Credit Union’s lendingpolicies, guidelines, and federal regulations.

Major Duties andResponsibilities:

Identifies and generates leads to meet the goals of commerciallending department. Takes commercial loan applications. Reviewsmembers financial condition and assesses the borrower’s ability tore-pay the loan. Completes or directs completion of all loandocuments and closes loans. Participates in developing lending and deposit business for thecompany. Calls on clients to expand existing business; calls onprospects seeking opportunities to expand the company’s clientbase. Helps monitor existing loan portfolio to maintain ahigh-quality asset base. Supports the Commercial Portfolio managerwith up-to-date client files including current balance sheets,profit & loss statements, cash flow projections and all loandocumentation. Assists in collection of past due loans. Assists customers with any loan-related questions andconcerns. Must comply with all company policies and procedures,applicable laws and regulations, including but not limited to, theBank Secrecy Act, the Patriot Act, and the Office of Foreign AssetsControl. Knowledge and Skills

EXPERIENCE5

to 10 years of Commerciallending experience. SBA 7a lending experience preferred.

Demonstrated sale driving, relationship management, and resultsdriven experience. EDUCATION/CERTIFICATIONS/LICENSESUndergraduateor equivalent experience.

INTERPERSONAL

SKILLSCustomer service,Written and Oral communication skills, negotiation skills,attention to detail, ability to meet deadlines. Ability to handlemultiple clients and ensure organization. ADA Requirements

PHYSICALREQUIREMENTS

Perform primarily sedentary work with limited physicalexertion and occasional lifting of up to 10 lbs. Must be capable ofclimbing / descending stairs in emergency situation. Must be ableto operate routine office equipment including telephone, copier,facsimile, and calculator. Must be able to routinely perform workon computer for an average of 4-6 hours per day. Must be able towork extended hours whenever required or requested by management.

Must be capable of regular, reliable and timely attendance. WORKINGCONDITIONSMust be able to routinely perform work indoors inclimate-controlled private office with minimal noise

MENTAL AND/OREMOTIONAL REQUIREMENTS

Must be able to perform job functionsindependently and work effectively either on own or as part of ateam. Must be able to plan and direct the work activities of selfand others. Must be able to read and carry out various complicatedwritten and oral instructions. Must be able to speak clearly anddeliver information in a logical and understandable sequence. Mustbe capable of dealing calmly and professionally with numerousdifferent personalities from diverse cultures at various levelswithin and outside of the organization and demonstrate highestlevels of customer service and discretion when dealing with thepublic. Must be able to perform responsibilities with composureunder the stress of deadlines / requirements for extreme accuracyand quality and/or fast pace. Must be able to effectively handlemultiple, simultaneous, and changing priorities. Must be capable ofexercising highest level of discretion on both internal andexternal confidential matters. Required Preferred Job Industries Other