Commercial Relationship Manager I/Jackson Position Available In Hinds, Mississippi

Commercial Relationship Manager ILocationUS-MS-JacksonJob

ID2025-18441

CategoryCommercial Banking TypeRegular Full-Time Job Grade14 FLSA StatusExempt Working Hours8am – 5pm

Job Location:

Company Business Banking West Direct Pilot #10295OverviewThe purpose of this job is to use Commercial Lending skills to provide practical application in the areas of portfolio management, preparation of loan packages, property inspections, relationship development and other duties as needed in such a way as to contribute to the overall achievement of departmental goals.

ResponsibilitiesPractice commercial loan portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, renewal processing, loan doc prep and closing, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as neededPractice business development skills through the practical application of performing business calls to customers and prospective customers in order to gain further experience in outside loan production and negotiations and support achievement of new business goalsProvide high level of customer service to existing clients in order to build relationships, to expand development of business and to identify and create cross sell opportunities for other product linesMaintains professional community relations to increase the bank’s visibility and new business opportunities, and to further personal development.

Perform additional duties as assigned.

QualificationsBachelor’s degree in business, finance, accounting, related field, or equivalent experienceMinimum of three years proven and progressive commercial lending/credit experience or equivalentExperience with real estate or commercial lending risk analysisDeveloped understanding of lending and credit approval process as well as pertinent bank policies and external regulationsPractical working knowledge of sales principlesDetailed knowledge of credit analysis practice and procedureFamiliarity with products and services offered by financial services institutionsEffective oral and written communication skillsExcellent interpersonal skillsDeveloped decision making and persuasion skillsProven ability to build relationshipsTime management/organization skillsComputer skills to include word processing and spreadsheet applicationCustomer contact and sales and service skills

Physical Requirements/Working Conditions:

Must be able to sit for long periods of time and use computer keyboard/or mouse, while viewing computer screens.

Note:

This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

EOE/M/F/V/D