Associate Mortgage Loan Originator ASSOC003615 Position Available In Lee, Mississippi
Tallo's Job Summary: The Associate Mortgage Loan Originator ASSOC003615 at Cadence Bank is responsible for originating new mortgage loan business under the mentorship of the Mortgage Loan Officer. Tasks include interviewing loan applicants, gathering necessary documents, managing a loan pipeline, and maintaining a professional business atmosphere. The ideal candidate must have excellent communication skills, attention to detail, and the ability to work independently under pressure. If interested, applicants with a high school diploma or equivalent are encouraged to apply for this position. Cadence Bank is an affirmative action/equal opportunity employer.
Job Description
DescriptionWhat The Role IsUnder general supervision, the associate mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients and other referral partners under the mentorship of the Mortgage Loan Officer.
How You Will Make An ImpactSolicit business from potential and existing customers (outside and inside business location)Interviews loan applicants and processed loan applications for both purchase and refinance transactions. Assist the Mortgage Loan Officer in Counsel Borrowers about various loan programs.
Assist the loan processor in gathering necessary documents from the customers to prepare for underwriting.
Work closely with the processor and underwriter to address any items needed.
Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance and making sure their pipeline meets the bank’s requirement.
Provides and maintains a professional, business atmosphere within the organization. Represents the financial institution in public relations activities and community involvement.
Who You AreThe Associate MLO will gain a thorough understanding of all loan programs and closing costs through training provided by the mentoring Mortgage Loan Officer and the company’s training curriculum. The goal of the training is for the Junior MLO to acquire a good understanding of FHA, VA, portfolio and conventional underwriting guidelines for all programs and investors.
Must be able to meet strict time deadlines and work independently under pressureMust be detailed oriented and able to follow set guidelinesPossess ability to sell oneself to potential customers and referral partnersExcellent written and verbal communication skillsHigh School Diploma or equivalentRegular and reliable attendanceWorks cooperatively with othersIf your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.
The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.
Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.#LI-RF1QualificationsEducationHigh School (required)Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.