Mortgage Loan Processor II / MORTG003669 / Remote Position Available In Lee, Mississippi

DescriptionWhat The Role IsUnder general supervision, the Mortgage Loan Processor II is to ensure the timely and accurate packaging for submission to underwriting of all mortgage loans originated by Mortgage Loan Officers.•Remote within Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Tennessee, and Texas.

How You will Make an ImpactReview the mortgage loan application file and assist with input and updating of information in LOS.Request and/or collect required documentation from borrower(s) or others necessary to complete credit file.

Validate the documents received for each file, verifying the accuracy and completeness of each document.

Ensure all documentation is complete, accurate, verified and complies with regulatory, agency and company policies and guidelines.

Collect fees from borrower(s) as required at the appropriate time, i.e. credit report fee, appraisal fee, etc.

Order credit report, appraisal, title, homeowners and flood insurance or other documents and services, as applicable.

Pro-actively communicate file status to borrower(s), Mortgage Loan Officer and other staff as required to ensure excellent customer service and maintain current and accurate pipeline.

Prepare and submit complete file to Underwriting for credit decision in timely manner to ensure closing date is met.

Assist with obtaining any necessary closing conditions and coordinating the loan closing.

Manage a pipeline of loans to meet company standards for quantity, quality, and Best Practice guidelines.

Cancel files as necessary.

Provide training support and guidance to other processors and mortgage staff as necessary.

Who You AreKnowledge and experience using a mortgage LOS, MS Word, Excel and email. Imaging experience a plus.

Ability to meet strict time deadlines and work independently.

Detail oriented and able to follow set guidelines.

Knowledge of automated underwriting and agency guidelines including but not limited to FNMA, FHA, VA and USDA.Ability to communicate effectively, both orally and in writing, and provide excellent customer service in person and on the phone.

Minimum 3 years processing and/or mortgage experience required.

Works cooperatively with others.

Regular and reliable attendance.

The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.

Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.#LI-RF1QualificationsEducationHigh School (required)Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.