Mortgage Senior Loan Officer Position Available In Madison, Mississippi

Our goal at Fidelity is to create a better future by acting with accountability and integrity alongside our customers and within our communities. Since 1908, we have built a legacy upon simple, enduring values and an unwavering commitment to the communities we serve. We pride ourselves on being part of a community-focused and team-oriented work culture where we invest in our associates to ensure success within the company.

Fidelity Bank, headquartered in New Orleans, Louisiana, believes in making a difference by living our mission of “Here for Good” to help families and businesses thrive in the communities we serve. Our mortgage division, NOLA Lending Group, is a leader in providing residential home financing solutions in 46 states.

Fidelity promotes a culture of work/life balance for all associates. We offer a competitive total rewards package for eligible associates including:

Competitive pay based on the position, qualifications, relevant experience, and skillsetPaid Time OffUp to 14 paid holidays annuallyComprehensive Medical, Dental, and Vision InsuranceEmployer Funded Health Savings AccountPaid Parental Leave401(k) with matching contributionsWellness Program to reduce health insurance premiumsFree or discounted banking and mortgage servicesBasic Life Insurance and AD&DTuition Reimbursement PlanAssociate Referral ProgramAssociate Volunteer ProgramEmployee Assistance Fund (subject to IRS guidelines)Employee Assistance ProgramOpportunities for training and career developmentGym Discounts, Verizon Wireless Discounts, Tickets At Work DiscountsRetail branch locations are closed on Saturdays!

The benefits listing is for informational purposes. Additional details regarding compensation and benefits will be provided during the application process. Fidelity reserves the right to modify, amend, or terminate any and all benefits at any time.

Do you want to make a difference? If so, this opportunity may be the right choice for you! Fidelity Bank/NOLA Lending Group is looking for competitive, self-reliant, energetic individuals that are driven to succeed.

Position Summary:

The Senior Loan Officer is responsible for making sales. This position requires strong sales and marketing skills, excellent communication and detailed follow-through. A Senior Loan Officer is responsible for self-sourcing high quality loans, while providing excellent customer service. Must be able to identify opportunities and to develop strong business relationships with realtors, builders and other business partners.

This position is exempt under the Fair Labor Standards Act and is not eligible for overtime pay.

This position may be filled at a lower or higher level depending on the candidate’s qualifications and relevant experience.

Required Qualifications, Competencies, and Skills:

GED or High School diplomaAbility to be customarily and regularly engaged away from the employer’s place of business engaging in sales activities3 years of experience in mortgage loan origination and a proven record of closing an average of $12M annually in self-generated mortgage loan sales (average over last 3 years) OR minimum 10 years of mortgage industry experienceKnowledge of the processing and underwriting functionsKnowledge of investor procedures/guidelinesAbility to build relationships with realtors, agents, brokers, builders, customers, title companies, insurance companies and other outside referral sourcesAbility to organize, prioritize and handle a high volume of loans in the pipeline all in various stages of the loan life cycleAbility to manage multiple contacts handling the loan at different stagesAbility to obtain Safe Act certificationProficient in Microsoft Office Suite to include Word, Excel, Outlook, PowerPoint, TeamsDeveloped cognitive skills to include Analytical, Problem Solving, Decision-Making, Innovation, JudgementDeveloped intrapersonal skills to include Ambition, Follow-Through, Self-Eval ation, Development, ResourcefulnessDeveloped interpersonal skills to include

Communication:

Listening, Speaking, and Writing, Collaboration, Client Focus, Influence, VersatilityDeveloped technology skills to include Knowledge Management, Social Branding, Agile DevelopmentDeveloped leadership skills to include Coaching & Development, Developing Followers, Achieving Results, Relationship Management, Addressing Conflict, Strategic Thinking, Business AcumenDeveloped sales skills to include

Preparation, Connecting, Knowledge, Sales Drive, Prospecting, Presence, Opportunity Pipeline ManagementPreferred Qualifications, Competencies, and Skills:

Bachelor’s degree in related field or 4 years of related/comparable experienceKnowledge/experience with: EncompassPrevious supervisory experience

Essential Duties and Responsibilities:

Supervise Loan OfficersDevelop new business by utilizing various methods that may include but not limited to: attending/sponsoring community or marketing events and realtor open houses, hosting realtor appreciation breakfasts/lunches/dinners, attending/conducting continuing education classes, attending/hosting broker tours, maintaining social networking sites, and cold-calling agentsSend email blasts to realtors, agents, brokers, and builders with new products and/or ratesTake complete and accurate loan applications and submit to ProcessingAnalyze and understand pay stubs and tax returns and calculate debt, business income and rental income to understand and explain to a loan applicant why their loan was approved/not approvedFollow credit guidelines to understand findings from credit reportsOrder appraisal and title feesRequest required documents from customersCommunicate changes to processing departmentReview and initial fee sheetReview Closing DisclosureAttend closing or be available by phone, when possibleAssist with clearing investor conditions to get loan purchasedConsistently exemplifies our Core Values of Integrity, Community, Dependability, Excellence, Longevity, and AccountabilityComplies with regulatory rules and regulations evidenced through successful completion of training and demonstrated abilityPerforms other duties and/or special projects as appointed by management

Physical Requirements:

primarily sitting with some standing, walking, lifting and bendingFidelity Bank is an Equal Opportunity and Affirmative Action Employer/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, disability, protected veteran status, pregnancy-related decisions, or a person’s relationship or association with a protected veteran, including spouses and other family members. Fidelity promotes a drug free workplace.

If you require an accommodation to submit your application for an open position, please send an email request to talentmanagement@bankwithfidelity.com or call 985-612-2764. All information provided will be kept confidential and will only be used to the extent required to provide the needed reasonable accommodation.

For assistance or questions regarding the recruitment process, please email talentmanagement@bankwithfidelity.com.

This position is located in Ridgeland, MS, 39157.NOLA Lending Group, a division of Fidelity Bank, provides equal employment opportunities to all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran or disabled status.