Retail Staff Underwriter II/Remote Position Available In Rankin, Mississippi
Tallo's Job Summary: The Retail Staff Underwriter II position at Credit Compliance involves providing support to the retail and wholesale platform by underwriting mortgage loans, reviewing tax returns, and issuing VA NOVs. The role requires 5 years of underwriting experience and knowledge of FNMA, FHLMC, FHA, VA, and USDA loans. College education is preferred. This is a full-time, exempt position with working hours from 8 am to 5 pm.
Job Description
Retail Staff Underwriter IILocationUS-AL | US-MultistateJob
ID2025-18331
CategoryUnderwriting TypeRegular Full-Time Job Grade11 FLSA StatusExempt Working Hours8am – 5pm
Job Location:
Company 10153 – Credit ComplianceOverviewThe purpose of this job is to provide support to the retail and wholesale platform for items such as scenarios, underwriting guidance, review and submit tax returns to LoanBeam, review and issue VA NOV’s for VA appraisals, as well as underwrite a small pipeline of retail mortgage loans to assist in times of high underwriting volumes.
ResponsibilitiesProvide assistance to underwriters/originators/processors for questions, scenarios, guidelines, etc. Act as consultant by phone and e-mail on loan questions / problems to originators and processors that have not been decisioned by an underwriter.
Maintain a small pipeline of loans to decision during peak volumes in underwriting. These will mostly beVA IRRRL and FHA Streamline refinances.
Review and submit tax returns to LoanBeam to provide income calculations to be used for qualifying. Review and issue VA NOV’s for VA appraisalsKeep informed of all investor guidelinesPerform other work-related duties as assigned by supervisorReview and respond to management regarding quality control exceptionsPerform additional duties as assigned.
QualificationsHigh school education5 years’ experience in mortgage loan underwritingExperience in underwriting
FNMA/FHLMC/FHA/VA / USDA
Rural Housing investor loansDesignated as an FHA DE underwriter Within 6 months of hireDesignated as a VA SAR within 6 months of hireDesignated as a VA Lapp underwriter within 6 months of hireDocumented experience in mortgage loan underwritingGeneral understanding and knowledge of underwriting and compliance guidelinesWorking knowledge and experience with DeskTop Underwriter SystemExceptional organizational skills and ability to efficiently handle workflowsAbility to communicate wellSuperior problem-solving skillsExcellent customer service skillsExcellent PC skillsCollege education preferred
Physical Requirements/Working Conditions:
Must be able to sit for long periods of time and use computer keyboard/or mouse, while viewing computer screens.
Note:
This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
EOE/M/F/V/D
