Associate Commercial Portfolio Manager Position Available In Mecklenburg, North Carolina

Job Summary The Associate Commercial Portfolio Manager is an entry level Portfolio Manager role responsible for managing a limited portfolio of non-complex credits. The Associate Commercial Portfolio Manager will go on customer calls, underwrite credit packages, manage credit risks of an existing Commercial portfolio and act as resource and mentor for Commercial Credit Analysts. Key Responsibilities / Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work with the Commercial Relationship Manager to meet with the customers and screen new deals. Underwrite credit packages for non-complex new money and renewal requests. Manage a portfolio of existing client relationships that will increase in size over time. Complete annual reviews; review monthly borrowing bases and covenant calculations; monitor changes in the borrower’s industry and operating performance; and identify changes in the borrower’s credit risk profile. Ensure all credit risk metrics within the assigned portfolio are managed within acceptable risk tolerance. Provide back-up support for Commercial Credit Analysts as needed. Maintain confidentiality and security of sensitive information. Adhere to all corporate policies and procedures, Federal and State regulations, and laws. Complete all mandatory compliance training. Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws. Perform other duties and special projects as assigned.

Job Requirements Education:

Bachelor’s degree in Accounting, Finance or a related field. May consider appropriate combination of experience and education.

Required:

3+ years of progressive Commercial Credit experience. Completion of formal credit training. Solid understanding of accounting, financial statement analysis, and cash flow analysis. Experience underwriting and structuring commercial credit requests. Demonstrate critical thinking and effective problem-solving skills. Ability to meet deadlines while managing multiple projects / processes. Positive, growth-mindset. Willingness to learn and develop and to be an active contributor to the team. Strong communication, organizational, and time management skills. Proficient with Microsoft Office Products. About HomeTrust Bank HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization. Work Environment, Physical Requirements The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees. This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required. The employee will frequently communicate and must be able to exchange accurate information with others. The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools.

DISCLAIMER

HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.