Commercial Banking Officer Position Available In Mecklenburg, North Carolina

Commercial Banking Officer
Regular Full-Time
Charlotte, Charlotte, NC, US 30+ days ago

Requisition ID:

1319 At ServisFirst, Our Name is Our Mission.

DUTIES AND RESPONSIBILITIES

The Commercial Banking Officer is responsible for developing new business, underwriting, structuring and the closing of commercial loans, as well as maintaining and servicing an existing portfolio. This Officer represents the Bank in the local community through active participation in community affairs and participates in marketing all of the Bank’s products and services.

The incumbent will:

Evaluate needs of potential clients and offer appropriate financial products, services and loans
Promote and cross-sell other products and services as appropriate to client requirements
Respond to client phone calls, inquiries and requests regarding accounts within 24 hours
Provide ongoing relationship servicing with current clients to maintain goodwill and gain additional business
Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence and entertaining clients/prospects to enhance relationships and create new sales
Develop call lists of clients and prospects to meet monthly call goals
Conduct warm and cold prospect calls in accordance with stated goals Generate new business to meet annual growth goals
Prepare and compile client information to assist in opening new accounts
Gather and analyze financial data to assist in determining the credit worthiness of potential clients for risk and underwriting purposes
Assist in preparing loan memos and documents to submit for loan approval
Ensure completeness and accuracy of loan documentation Oversee timely closing and funding of loans
Coordinate and assist back office personnel in resolving credit problems, delinquent payment issues, overdrafts and other related affairs

Note:

Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.

Note:

Additional duties and responsibilities may be assigned

MINIMUM QUALIFICATIONS

Bachelor’s degree in related field and minimum of three (3) years’ banking or financial services experience required Experience working directly with customers at all levels, from support staff to business owners and managers
Excellent communication and presentation skills, as demonstrated by previous experience interacting with decision makers and influencers
Ability to prepare/coordinate proposals, review proposals for accuracy and work productively through the underwriting process Experience working independently
Ability to stay organized and multi-task Experience using Microsoft Outlook, Word and Excel

PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS

The physical requirements and environmental conditions of this position consist primarily of: Sustained standing and sitting
Frequent use of PC, including typing or sustained attention to monitor Occasional presentations requiring public speaking to small groups
Occasional lifting of basic office files or equipment up to 20 lbs
Normal office environment with comfortable internal temperatures and low level noise
Some travel necessary for client/prospect meetings and networking events