Investment Real Estate Banker – Charlotte, NC Position Available In Mecklenburg, North Carolina
Tallo's Job Summary: The Investment Real Estate Banker role in Charlotte, NC involves marketing, underwriting, and managing income-producing real estate assets. Responsibilities include analyzing applicants' financial status, advising on loan options, and cross-selling bank services. The position requires a BA/BS degree and 7 years of related experience, along with strong project management, communication, and customer service skills. The employer, F.N.B. Corporation, offers opportunities for career growth in a collaborative team environment.
Job Description
Investment Real Estate Banker
- Charlotte, NC
Investment Real Estate Banker - Charlotte, NC locations
Charlotte, NC
time type
Full time
posted on
Posted 30+ Days Ago
job requisition id
2024-02568
Primary Office Location:
401 S Graham St. Charlotte, North Carolina. 28202. Join our team. Make a difference
- for us and for your future.
Position Title:
Investment Real Estate Banker 3
Business Unit:
Commercial Banking Reports to: Varies by
Assignment Position Overview:
This position is primarily responsible for the marketing, underwriting and portfolio management of income-producing real estate assets. The incumbent solicits, evaluates, authorizes, or recommends all aspects of the credit loan process of commercial, real estate or mortgage loans. The incumbent advises borrowers on financial status and methods of payments. The incumbent develops and manages the borrower’s Bank relationship including cross-selling Bank services and products.
Primary Responsibilities:
Meets with clients and prospects to obtain information for loan applications and to answer questions about the process. Explains to customers the different types of loans and credit options that are available and the terms of those services. Analyzes applicants’ financial status, credit and property evaluations to determine feasibility of granting loans. Requests and compiles copies of loan applicant, credit histories, background, credit information, tax returns, financial state and debt obligation information, corporate financial statements, and other financial information. Submits applications to credit analysts for verification and recommendation. Computes payment schedules. Confers with credit representatives to aid in resolving loan and borrower problems. Negotiates payment arrangements with customers who have delinquent loans. Analyzes potential loan markets and develops referral networks to locate prospects for loans. Works with clients to identify their financial goals and to find ways of reaching those goals. Markets bank products to individuals and firms, cross-selling bank services that may meet customer’s needs. Reviews and updates credit and loan files. Reviews loan agreements to ensure that they are complete and accurate according to policy. Manages accounts for delinquencies, credit reporting and asset quality. Handles customer complaints and takes appropriate action to resolve them. Stays abreast of new types of loans and other financial services and products to better meet customer’s needs. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Level of Education Required to Perform the Primary Responsibilities of this
Position:
BA or BS Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this
Position:
7 Skills Required to Perform the Primary Responsibilities of this
Position:
Excellent project management skills Excellent communication skills, both written and verbal Excellent customer service skills Excellent organizational, analytical and interpersonal skills Ability to use a personal computer and job-related software MS Word
- Basic Level MS Excel
- Intermediate Level MS PowerPoint
- Basic Level Experience in an equivalent lending or banking position and in a successful business relationship in a customer focused position Knowledge of banking laws and regulations Experience in community and civic activities Licensures/Certifications Required to Perform the Primary Responsibilities of this
Position:
Valid Drivers License Physical Requirements or Work Conditions Beyond Traditional Office Work:
Frequent driving (car, van, truck) Equal Employment Opportunity (EEO): It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace. About Us
A culture of teamwork. A history of success. As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina. Our consistent recognition as a best place to work and top workplace by our own employees symbolizes the outstanding culture we represent. Sign up for
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