Senior Commercial Banking Relationship Manager Position Available In Erie, New York

Pay Range:

$128,088.00 – $170,754.00 Responsible for New Business Development activities, dealing with large, high net worth customers and complex transactions. Evaluates loan applications and assesses credit worthiness of applicant. Maintains a loan portfolio that includes gathering relevant financial data and maintaining customer relationships. Complies with bank policies, and Federal/State regulations dealing with Commercial Lending. Assists less experienced loan officers with training, consultation, and guidance.

Education and Experience:

+ 4 year degree or related experience + 7-10 years of Commercial Lending experience

Skills and Abilities:

+ Strong accounting and credit analysis background + Strong communication skills + Ability to attain/exceed established business goals + Strong management and leadership skills + Ability to use various computer programs and bank accounting system + Strong oral and written communication skills + Understanding of economics, general business/commercial finance and accounting + Legal knowledge of lending practices

Unique Job Characteristics and Requirements:

Needs to be a strong negotiator on behalf of the bank

Tasks Performed:

+ 40% Develops a profitable relationship portfolio through New Business Development activities with relationships normally involving large customers with complex borrowing, depository and Trust needs. Maintains awareness and adherence to Bank policy as well as all Federal/State regulations affecting commercial lending. + 25% Maintains and services a loan portfolio including the timely gathering of financial data and keeping contact with customer, properly documenting borrower status through file write-ups. + 20% Evaluates loan applications by analyzing borrower capacity, financial data, industry trends, collateral position, management ability and then uses personal judgment to determine credit worthiness. + 10% Assists less experienced loan officers by providing training, advice, and guidance. + 5% Other duties as assigned.

Physical Requirements:

+ Communicate effectively with internal and/or external customers + Stationary 75% of time or greater + Move Objects to Maximum 10 lbs Benefits for

Full-Time Employees:

+

Generous Paid Time Off :

At least 22 days annually, prorated in the year of hire. +

Parental Leave :

Six weeks of paid leave at 100% of your salary. +

Comprehensive Medical Coverage :

Includes employer contributions to HSA for High Deductible Health Plan participants. +

Dental and Vision Coverage :

Ensuring your overall health and well-being. +

Flexible Spending Accounts :

For healthcare and dependent care expenses. +

Employer-Paid Disability Coverage :

Both short-term and long-term, with an option to purchase additional long-term coverage. +

Life Insurance :

Employer-paid basic life insurance, with an option to purchase supplemental coverage. +

Voluntary Benefits :

Including hospital, accident, and critical illness coverage. +

Retirement Plans:

Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. +

Adoption Assistance :

Supporting your growing family. +

Tuition Reimbursement :

Invest in your education and career growth. + Employee Assistance Program (EAP) : Access to support and resources. +

Financial and Banking Services :

Various benefits and financial planning assistance . Benefits for Part-Time Employees Working 20+

Hours/Week:

+

Medical Coverage :

Includes employer contributions to HSA for High Deductible Health Plan participants. +

Generous Parental Leave :

Six weeks of paid leave at 100% of your salary. Benefits for

All Part-Time Employees:

+

Retirement Plans:

Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future +

Paid Sick and Safe Leave :

For your health and safety. + Employee Assistance Program (EAP) : Access to support and resources. +

Financial and Banking Services :

Various benefits and financial planning assistance . Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time. NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses and a wide range of benefits for eligible employees – like our Tuition Reimbursement Program. Join NBT Bank and build your career through the many growth, learning and collaborative opportunities made available across the company. + EEO is the law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) + EEO is the Law Poster Supplement + Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp_%20English_formattedESQA508c.pdf) + Family Medical Leave Act (FMLA) Poster + Employee Polygraph Protection Act (EPPA) (https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf) NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by Federal, State or local law. This policy applies to all terms of employment. NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Careers website or submission process, please call 1-888-804-1771 or contact us via email at humanresources@nbtbank.com. The Human Resources Shared Service Center hours of operation are Monday through Friday, 8:00 AM to 5:00 PM EST.