Mortgage Loan Officer – South Carolina Position Available In Charleston, South Carolina

Mortgage Loan Officer – South Carolina
remote type
Office
locations
Charleston, SC
time type
Full time
posted on
Posted 26 Days Ago
job requisition id

R0060981

Description

Summary:

The Mortgage Loan Officer develops profitable and quality residential mortgages by building personal relationships withmunity members and clients. Evaluates and assesses credit potential with prospective customers. Analyzes customer personal financial information to determine which products meet their needs and to provide rmendations regarding products to customers. Advises and counsels the customer to the advantages and disadvantages of differing financial products. Advises customers on thepletion of loan applications and provides excellent customer service throughout the loan approval and closing process. Keeps up to date on lending policies/regulations pricing and product information. Cross sells customers.

NOTE:

This position is considered to be a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications required.

Duties & Responsibilities:

The Mortgage Loan Officer position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within themunity.
The associate in this position:
Develops new and expands internal and external referral sources to grow mortgage business
Using consultative selling techniques, advises clients on mortgage loan options and other financial products.
Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
Responsible for maintaining client relationships.
Advises customers on thepletion of loan applications.
Performs other duties as assigned.

Basic Qualifications:

High school diploma or GED
One or more years of mortgage loan origination experience, preferably at a bank
NMLS license

Preferred Qualifications:

Pipeline and book of business
Bachelor’s degree preferred
Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)
Knowledge of mortgage procedures, documentation, and underwriting guidelines
Demonstrated ability to identify opportunities to cross-sell financial products and services
Effective written and verbalmunication skills
Stronganizational skills •Ability to multi-task
PC – Internet skill
#LI-Hybrid
#LI-NA1

Exempt Status:

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)
No

Workplace Type:

Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’rebining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strongmunity, and do their best work. Remote roles will also have the opportunity toe together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.
Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice:

Visit Huntington’s Career Web Site for more details.
Note to

Agency Recruiters:

Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.