Mortgage Loan Originator Position Available In Knox, Tennessee

Mortgage Loan Originator 3.5 3.5 out of 5 stars Knoxville, TN 37922 • Hybrid work This position is hybrid/remote: in the Alcoa Branch or Maryville Branch 2 days/week. Additional Branches will be covered remotely. The deadline to apply for this opportunity is May 11, 2025.

Role :

The Mortgage Loan Originator (MLO) will assist members and potential members in structuring a mortgage loan that helps the member reach their financial goals and realize a healthy relationship with their money. The MLO will strive to provide professional service, clear and consistent communication, and ensure a high quality mortgage experience for the Branch Network as their primary referral source. The MLO will also assist members who call in through Remote Services and/or apply online.

Essential Functions & Responsibilities :

Educates, interviews and consults with members by taking applications and structuring mortgage loans to meet their needs. Provides an educated and consultative financial overview for members based on their overall financial goals. Serves as the primary origination resource for leads coming into the credit union via the methods listed above. Obtains and verifies loan documentation to ensure quality and compliance with internal and external guidelines and regulations. Maintains knowledge of applicable local, state and Federal rules and regulations. Tracks the mortgage application through proactive pipeline management to ensure timelines are met and all interested parties are kept informed. Maintains consistent contact with members and potential members, and any third parties related to the transaction throughout the application and loan process, while maintaining member privacy at all times. Identifies cross sell opportunities and cross sells other credit union products and services, or refers to the appropriate line of business. Performs other job-related duties as assigned. If licensed, earns education hours necessary to obtain and/or maintain licensing.

Experience:

Three years or more of lending experience required. Three years or more of residential mortgage lending experience preferred.

Education :

An Associate’s degree a business-related field, or an equivalent combination of education and work experience is required. Other skills required : Must be proficient in Microsoft 365. Must possess excellent organizational and analytical skills. Must possess the ability to communicate clearly and professionally with all levels of an organization. Excellent written and verbal communication skills, including business writing ability, required. Must have excellent time management skills and be accustomed to working with deadlines. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.