Mortgage Loan Assistant Position Available In Mobile, Alabama
Tallo's Job Summary: The Mortgage Loan Assistant position at Century Bank in Mobile, AL involves assisting with loan programs, policies, and compliance. Responsibilities include preparing and executing various types of loans, collecting necessary documentation, communicating with customers and stakeholders, and assisting with loan packages. Requirements include a high school diploma or equivalent, some college or technical training, and strong communication and organizational skills. The ideal candidate must be in good standing with NMLS and demonstrate proficiency in English language and computer skills.
Job Description
Mortgage Loan Assistant Century Bank 6380 Cottage Hill Rd, Mobile, AL 36609
Description:
Summary :
Assists in the implementation of programs , policies, and practices to ensure that all departments are in compliance with federal, state and regulatory requirements. Assist Mortgage Originator as needed. Essential Functions Prepares, schedules, and executes consumer, residential, equipment, SBA, commercial building and business loans in compliance with the Bank’s lending policies and procedures as well as applicable Federal and State Regulations. Ensures all necessary loan documentation, including credit reports, verifications, and tax returns are properly collected and executed. Record, prepare continuations, and/or cancel titles, UCC’s and deeds of trust. Request final titles from attorneys, request title insurance on real estate loans, request construction endorsements. Order appraisals, request construction inspections. Work exception report. Assist customers in making draws and payments on lines of credit. Notarize documents as needed. Have discussions with buyers/sellers, realtors and attorneys as needed. File/Scan loan documents. Assist in preparation of loan packages for committee approval. Remit completed loans to loan operations for uploading. Deposit all fees collected at time of application or closing. Assist loan officer as requested. Provide back-up to other areas of the branch if needed. Must be in good standing with NMLS. Performs other duties as assigned.
Requirements:
Education and Experience Graduation from high school or equivalent GED Some college or postgraduate technical training preferred A minimum of two year’s job-related experience is preferred Excellent communication skills both verbal and written Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition and grammar. Above average computer and keyboard skills. Good organizational skills. Other Must be neatly dressed and well groomed. Required to complete all compliance and e-learning courses by due date. Must adhere to all bank policies and procedures
