Mortgage – Processor Position Available In Lee, Florida

Mortgage – Processor

ID 2025-6824

Category Retail Type Regular Full-Time
Overview As a processor, your goal is to create raving fans of your customers which are the borrowers, sales, and underwriting staff. You will process loans in accordance with company policies and procedures. At PRMG, we make it our mission to place individuals in a job capacity that compliments their skill sets and strengths that allows for personal growth and future career advancement. We believe in cultivating a family like work environment where our company culture is known for its casual, yet professional, team-oriented setting and most importantly we value work life balance. PRMG offers competitive compensation and benefits (medical, dental, vision, 401k, holidays, two weeks’ vacation, five sick days, and access to our employee discount programs) for our full-time employees. PRMG is looking for like-minded passionate individuals to join our team. If you are interested in taking the next step in your career, apply now! Responsibilities
Verifies, compiles, and inputs/updates application information for mortgage loans
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type, and amount of mortgage applied for including but not limited to borrower credit, assets, liabilities, and length of employment
Recommends that loan not meeting standards be denied or restructured
Is able to run AUS after application data is confirmed to be accurate and meets guidelines
Is able to order verifications (income, assets, credit, liabilities) to verify accuracy of information stated on loan application
Is able to complete and generate various loan application forms/disclosures for borrowers
Is able to order title work, insurance, condo docs for approval, appraisals, and any other property related items required for the loan
Is able to perform necessary follow up on any items required for the loan in a timely manner (i.e.…title, insurance, appraisal, loan conditions from borrower, etc.)
Informs supervisor and/or Loan Originator of discrepancies on any loan documentation provided or ordered
Submits mortgage loan application file for underwriting approval
Types and emails/mails approval and denial letters to applicants
Submits approved mortgage loan file to closing departments and closing settlement agent/attorney for settlement
Uses all required Checklists for Underwriting and Closing Departments
Keeps records/logs/pipeline report on status of branch loans assigned to their queue, including number of new applications and loans approved, canceled, or denied
Is able to communicate effectively with borrower and/or Loan Originator regarding any missing or delayed documentation required for Loan Approval or Final Loan Approval
Performs other related duties as assigned
Submits conditions to Underwriter
Oversees Jr Loan Processor’s duties if applicable to branch

Qualifications Experience:

Two or more years of loan processing experience or
Xinnix Training completion for Processing required AND Processing mentor assigned by branch with 2+ years active processing experience

Skills:

Ability to make sound judgments regarding the resolution of customer service issues
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative
Ability to handle detailed assignments and maintain confidentiality
Excellent communication and interpersonal skills
Organizational skills necessary to prioritize workload

Education:

High School Diploma or equivalent

Travel:

None At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Min
USD $40,000.00/Yr.
Max
USD $55,000.00/Yr.