Commercial Loan Specialist Position Available In Forsyth, North Carolina

Commercial Loan Specialist Piedmont Federal Savings Bank – 4.3

Winston-Salem, NC Job Details Full-time Estimated:

$47.2K – $64.8K a year 22 hours ago Qualifications 7 years English High school diploma or GED Bachelor’s degree Accounting Senior level Associate’s degree Loan processing Banking Full Job Description

III. POSITION SUMMARY

The primary duties of this position include loan due diligence for loan origination, loan documentation preparation, post-closing, and post-closing document review. Be proficient in Laserpro, loan boarding, loan compliance, appraisal and environmental management, insurance and HMDA determination. Handle the origination, closing and post-closing process to ensure accurate and complete files. Work with the sales team and manage the closing calendar to ensure timely delivery of loan documentation. Onboard originated loans, fund, process extensions and renewals, post-close quality review, and perform UCC and DOT filings and extensions. Develop efficient processing procedures for all aspects loan origination.

IV. PRIMARY ACCOUNTABILITIES

High Essential Provide exceptional client service both internally and externally. Monitor pipeline of loans to ensure timely and accurate turnaround to sales team and provide WOW client service. Review Loan Approval Sheets for accuracy and compile all needed loan due diligence documentation for each loan package. Order Appraisals, Environmentals, Flood Certification, Credit Reports, and ensure all documentation is within policy and all forms are in the loan package. Produce loan documentation using the Laserpro System and ensure accuracy before origination. Manage closing process including interacting with attorneys and processing wires and internal tickets Review loan documentation for accuracy including internally prepared loan documentation and attorney prepared loan documentation. Accurately onboard commercial loans to core system and review data input. Review loan files for completeness and follow-up on any missing/needed items in a timely manner. Assist business lenders to clear tracked exceptions by requesting financial and document exceptions from clients, attorneys, title companies, etc. Regularly attend work at the Bank’s place of business during regular business hours. Low Essential Research payment issues and other system related loan issues. Produce exception reports and weekly reports required by management. Professionally communicate with other departments to solve issues and onboard products. Review files for accuracy and stay up to date with latest compliance changes Non Essential Maintain a professional atmosphere with internal and external clients. Attend team meetings Other Other duties, as assigned Cross train and back-up others, as assigned

V. EDUCATION

High School Degree Required Associates Required or Bachelor’s Degree Preferred

VI. RELATED EXPERIENCE

At least 7-10 years processing commercial loans including previous Laserpro experience.

VII. QUALIFICATIONS

:

GENERAL KNOWLEDGE, SKILLS, AND ABILITIES

Must have a high level of knowledge of the following subjects; might be regarded as an authority in the area by peers: Documentation requirements for loan origination Produce closing documents using the Laserpro System Onboard business loans to the CORE system Must be able to train, coach , and answer questions from those at lower mastery levels around: Appraisal management Closing Process Management including all required external documents needed Must be able to identify issues with application of the following subjects, develop solutions , and implement improvements : Onboarding of new products Ability to help manage the full commercial loan process with correct titling and storage of underwriting documents. Must be able to apply the following principles and processes to day-to-day functions: Time Management Multi-Tasking Must be aware of the following general principles and operations; not expected to fully function in the area: General overall knowledge of the Bank’s accounting principles and software General business banking underwriting knowledge

VIII:

QUALIFICATIONS

:

PIEDMONT KNOWLEDGE, SKILLS, AND ABILITIES

Must have a high level of knowledge of the following subjects; might be regarded as an authority in the area by peers: Knowledge of the Laserpro System Knowledge of the loan onboarding process Knowledge of the

FISERV DNA

System Must be able to train, coach , and answer questions from those at lower mastery levels around: Commercial loan processing, loan servicing process and procedures Compliance Management Must be able to identify issues with application of the following subjects, develop solutions , and implement improvements : General business banking loan process Commercial loan documentation preparation, loan boarding, exception tracking, loan review Must be able to apply the following principles and processes to day-to-day functions: Collaboration/Teamwork Prioritizing, multi-tasking, meeting deadlines, and working independently on multiple projects Consistent communication to various parties. Must be aware of the following general principles and operations; not expected to fully function in the area: Loan servicing processes and procedures Credit Underwriting processes and procedures

IX:

QUALIFICATIONS

:

TECHNICAL KNOWLEDGE, SKILLS, AND ABILITIES

Must have a high level of knowledge of the following subjects; might be regarded as an authority in the area by peers: Loan Closing Document Preparation Must be able to train, coach , and answer questions from those at lower mastery levels around: Loan Compliance Appraisal Management

X. CONTACTS

Lending officers Attorneys Direct client contact/service Financial institutions Government agencies Homeowners’ insurance company/agents

XI. WORKING CONDITIONS/PHYSICAL REQUIREMENTS

This job is conducted in an office work environment, and is generally sedentary but may require walking at times. Most of this position’s duties require use of a computer. Some travel via car or air, and evening/weekend work may be required. Some travel and evening/weekend work may be required. Incumbent must meet the following physical requirements with or without reasonable accommodation: a. Use hands to manipulate, handle, feel, and control items or equipment; b. Walk, bend, kneel, and reach; c. Lift up to 25 pounds, using all safety precautions; d. Stand and/or sit for long periods of time; e. Talk, hear, and communicate with clients and coworkers in English; f. See and be able to read, write, and interpret documents written in English.

Disclaimer:

The above information on this description has been designed to indicate the general nature and level of work performance by employees within this classification. It is not designed to contain or be interpreted as comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job. Piedmont Federal Savings Bank is an Equal Opportunity Employer Minorities/Women/Veterans/Disabled.