Disclosure Representative Position Available In Cattaraugus, New York

Disclosure Representative
Olean, New York
Mortgage
7701
No
No
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Job Description
Overview
At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.
Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day.
To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.
Responsibilities
This position is responsible to understand, comprehend, and maintain with all laws and regulations such as

TILA-RESPA.

Be proficient in all loan products offered and able to prepared required disclosures.
Essential Responsibilities
Analyze applications and supporting qualifying documents submitted by Loan Officer for clerical errors
Verify initial information into Encompass to create an electronic loan file for Portfolio Mortgage products offered by consumer real estate loan products and ensure guidelines are met
Prepare and issue loan estimate documents in compliance with various regulations
Prepare and issue revised disclosures
Prepare verifications and appropriate letters for attorneys and appraisers
Order services associated with loan
Participates in writing procedures
Use of external site to assist with information needed
Other jobs or duties as directed
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner
Qualifications

Education, Training and Requirements:

High School Diploma or GED required
Associates Degree or Bank experience preferred
All applicants must be 18 years of age or older

Skills:

Strong attention to detail
Proven organizational and analytical skills
Ability to prioritize and work effectively under time constraints
Good written and verbal communication skills
Research and problem solving skills
Proficient in Microsoft Word and Excel

Experience:

Two (2) years of office experience is preferred
Other Job Information

Hours:

40 hours per week (overtime & Saturdays as needed)

Compensation:

Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.
The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.
The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.
Minimum
USD $18.25/Yr.
Maximum
USD $24.71/Yr.