Commercial Lending Support Specialist Position Available In Schenectady, New York

Commercial Lending Support Specialist 3.2 3.2 out of 5 stars 201 Mohawk Avenue, Schenectady, NY 12302

General Summary and Objective:

Under general supervision and in compliance with established policies and procedures, the Commercial Lending Support Specialist will be responsible for supporting and fulfilling various duties within Commercial Lending.

General Responsibilities and Essential Functions:

• To provide an exceptional service experience, every time!
• Must have excellent communication and telephone skills.
• Ensure compliance with bank policies and procedures.
• Generates financial statement request letters and line of credit renewal letters.
• Customer financial data tracking.
• Scanning and indexing commercial financials and supporting commercial documentation.
• Provides backup and support to the Commercial Closing Coordinator.
• Generates and/or reviews loan closing/modification documentation as applicable for all types of commercial loans based on approved terms and conditions.
• Works closely with attorneys, commercial lenders, credit administration, deposit operations, appraisers, and other related personnel as needed for loan processing, maintenance and/or troubleshooting.
• Performs and tracks commercial building and loan advances.
• Performs commercial line of credit advances.
• Generates Commercial Line of Credit Report monthly and locks out the lines if appropriate.
• Provides support to Credit Analysts at the direction of the Commercial Lending Credit Manager.
• Generates collateral reports, credit reports and other requested data in support of commercial servicing.
• Coordinate with loan officer, to review underwriting request to understand the expectations and to ask questions.
• Spread financial information and perform cash flow analysis to determine viability of the request.
• Prepare reports to assist in portfolio management.
• Perform annual loan reviews.
• Perform loan covenant reviews.
• Generates Mortgage Discharges and Payoff Letters.
• Performs business cash flow for Residential Department.
• Demonstrate good interpersonal skills and a team orientation.
• Maintains the confidentiality of credit and customer information.
• This is a full time position performed in a regular office work environment. Travel is not required.
• Other duties as assigned: Duties, responsibilities and activities may change at any time with or without notice, deemed necessary by Management.

Job Type:

Full-time Pay:

$20.00 – $26.00 per hour Expected hours: 40 per week

Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Employee discount Flexible spending account Health insurance Health savings account Life insurance Paid time off Parental leave Pet insurance Professional development assistance Referral program Retirement plan Vision insurance

Schedule:

8 hour shift Day shift Monday to Friday Overtime Weekends as needed

Education:

Associate (Preferred)

Experience:

Banking :

3 years (Preferred)

Commercial Processing:

1 year (Preferred)

Microsoft Excel:

2 years (Required) Ability to

Commute:

Schenectady, NY 12302 (Required)

Work Location:

In person