Mortgage/Consumer Loan Processor Position Available In Greene, Pennsylvania

Mortgage/Consumer Loan Processor

COMMUNITY BANK 600

Evergreene Dr, Waynesburg, PA 15370

Mortgage/Consumer Loan Processor Classification:

Non-Exempt Salary Grade:

Pay Grade 2 Reports to:

Supervisor, Retail Loan Operations & VP, Retail Loan Operations Date:

February 2023 JOB

DESCRIPTION

Summary/Objective:

Incumbent will be responsible for servicing aspects of the mortgage and consumer loan function including but not limited to processing new loans, collecting conditions, corresponding with loan officers, settlement agents and clients. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Add loans to shared mortgage or consumer pipeline upon receiving Process loan applications in loan operating system Order and review appraisals, AVM’s, flood certifications, UDM, IRS Transcripts, property reports, domestic relations checks, and title work Obtain E-sign authorizations Collect outstanding loan commitment conditions and necessary insurance in a timely and efficient manner to ensure a quality client experience Prepare addendums and any re-disclosures in the required time period Review appraisals to ensure compliance with regulations and deliver to clients Move and review loan files to Accusystems Correspondence by phone and email with clients, loan officers, settlement agents, appraisers, and insurance agents Process and service all loans according to secondary market standards

Other Duties:

Review and process closing packages from settlement agents to verify accuracy and compliance Final review of loan files for completion and policy exceptions Follow up on outstanding exceptions on closed loans Review booked loans from Premier Verification of various department balancing as well as verifying accuracy of monthly bills from vendors Second review of Adverse Actions Other duties as assigned by management to assist in the efficient functioning of the loan operations department

Competencies:

Ethics/Integrity:

Knowledge of practices, behaviors, applicable laws, rules, and regulations governing proper business conduct.

Adaptability:

Knowledge of successful approaches, tools, and techniques for dealing with changes and adapting to a changing environment.

Customer Service:

Works well with customers, promotes a positive image of the company, strives to solve issues raised by customers.

Productivity:

Manages workload, works efficiently, meets goals and objectives.

Quality:

Strives to eliminate errors, accurate work is a priority, seeks opportunities to improve products/services.

Cooperation:

Willingness to work harmoniously with others in getting a job done. Readiness to respond positively to instructions and procedures.

Supervisory Responsibility:

No supervisory responsibilities

Work Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms.

Position Type/Expected Hours of Work:

Community Bank has adopted a 40-hour work week. Some flexibility in hours is necessary based on the location assignments, but the employee must be available during the “core” work hours of 8:00 a.m. to 4:30 p.m. Monday through Friday and must work at least 37.5 hours each week to maintain full-time status.

Travel:

Travel for this position is limited to travel for meetings/training or helping other locations with staffing needs.

Required Education and Experience:

High school graduate or equivalent.

Preferred Education and Experience:

Generally, less than two years of banking or related experience.

Additional Eligibility Qualifications:

Strong clerical skills, excellent communication skills and professional appearance are necessary for this position. Proficiency with a computer, adding machine, copier, fax machine, and other office equipment are required. The ability to learn Premier and sales tracking systems.

AAP/EEO Statement:

Community Bank is an equal employment opportunity employer. It is the policy of Community Bank to afford equal employment opportunity and to recruit, select, hire, train, transfer, and promote individuals in all job titles regardless of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, genetic information, Vietnam era veteran, disabled veteran, or other eligible veteran status. (Rev. 02/2023)