Real Estate Processor Position Available In Davidson, Tennessee

Real Estate Processor Old Hickory Credit Union – 3.5

Nashville, TN Job Details Full-time Estimated:

$50.1K – $61.5K a year 11 hours ago Benefits Paid holidays Disability insurance Health insurance Dental insurance Tuition reimbursement Paid time off On-the-job training Vision insurance 401(k) matching Qualifications Customer service

Mid-level TILA Full Job Description Description:

At Old Hickory Credit Union, you’ll find a supportive family-style environment and a dedication to serving the community. Since 1934, we have prided ourselves in providing excellent customer service and a wonderful overall experience to our members. Employment at OHCU comes with competitive pay, on-the-job training, growth opportunities, and a community of coworkers who will be excited to meet and work with you.

Role:

The primary purpose of this full-time position is to assist Old Hickory Credit Union to deliver on our mission of

MAKING A POSITIVE DIFFERENCE IN OUR NEIGHBORS’ LIVES.

To achieve this mission, the position must deliver high quality service to both internal and external members. A key element in this is to identify the member’s financial needs and recommend an appropriate Credit Union solution. The Real Estate Processor will assist members with their mortgage loan applications as well as process and make loan disbursements. They must also comply with and have a good working knowledge of all credit union policies and procedures, such as: Bank Secrecy Act, The Patriot Act, The Privacy Act, Regulations

B, CC, D, E, SAFE

Act, Truth-in-Lending Act, Truth-in-Savings Act, CFPB, etc.

Work Location:

Nashville, Tennessee (this is not a remote position)

Essential Functions & Responsibilities:

60% – Prepare and supply initial disclosures for submitted applications to members along with a list of required verification documents. Process and order all 3rd party documentation from providers such as flood certificates, surveys if needed, appraisals, etc. Provide status updates to Mortgage Loan Originator (MLO). Prepare mortgage files to be submitted to proper lending authority for approval. Prepare closing disclosures and closing documents once approved. Coordinate with members to schedule closing date/time with member and closing attorney/title company. 20% – Servicing aspects include and not limited to: mortgage loan payoffs, assisting members/employees with questions, assisting in auditing mortgage loan files along with filing/scanning loan folders/documents, filing loan documents with appropriate agencies, tracking receipt of perfected lien documents and/or final title opinions from title companies and register of deeds, and assisting with other tasks as assigned by the Real Estate Manager. 15% – Serve as backup mortgage loan originator; field MLO calls, emails and walk-ins for mortgage loans; discuss terms and originate mortgage loans when MLO is out of the office or unavailable. 5% – Cross-sell credit union products and services at every available opportunity. Perform other duties as assigned.

Requirements:

Desired:

Detail oriented, organized, aware of deadlines, self-sufficient, initiative, independent, thorough, excellent communication (heavy phone/email communication with members)

Benefits:

Medical, Dental, Vision 401K with Company Match Life (company paid) Short Term Disability (company paid) Long Term Disability (company paid) Telemedicine (company paid) Paid federal holidays after probation Paid Time Off Birthday time off Tuition reimbursement

Equal Opportunity Employer:

Old Hickory Credit Union does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws. #ZR