Commercial Loan Processor Position Available In Dickson, Tennessee
Tallo's Job Summary: Join First Federal Bank in Dickson, TN as a Commercial Loan Processor. Earn $37,000.00 - $48,000.00 per year with benefits including 401(k) matching, health insurance, and paid time off. Assist loan officers in processing loans efficiently, ensuring compliance with regulations. Create positive customer relations and contribute to the bank's success.
Job Description
Commercial Loan Processor First Federal Bank 611 East College Street, Dickson, TN 37055 Overview We are seeking a detail-oriented and motivated Commercial Real Estate Loan Processor to join our dynamic team.. The ideal candidate will possess a strong understanding of loan processing and mortgage servicing, ensuring that all loan applications are processed efficiently and in compliance with relevant regulations. This role is critical in facilitating smooth transactions for our clients while adhering to bank regulations.
MAJOR FUNCTION
Assist all branch loan officers to provide accurate loan documents by following compliance guidelines and contribute to the efficient and profitable operation of the loan department.
PRINCIPAL ACCOUNTABILITIES
A.
ASSIST LOAN OFFICERS
by gathering requested information, preparing necessary documents and closing loans.
B. PROCESS AND COMPLETE LOANS
by ensuring all appropriate documents have been signed, general ledger entries processed, loans set up on core system and collateral and credit files set up.
C. PERFORM SECRETARIAL AND CLERICAL DUTIES
by preparing requested correspondence.
D. PROMOTE POSITIVE CUSTOMER RELATIONS
by processing customer transactions, handling their inquiries in a courteous and timely manner and creating a friendly atmosphere to induce them to continue doing business with the bank.
E. ADDITIONAL DUTIES
include but are not limited to, preparing denials and withdrawals of real estate files, logging loans on
HMDA LAR
when applicable, NATURE
AND SCOPE
Commercial real estate processors are responsible for assisting loan officers through the accurate and efficient preparation of loan documents and correspondence as assigned and instructed by loan officers. All regulations and compliance guidelines have to be followed to ensure all disclosures are given in a timely manner. All loan documents are reviewed by the supervisor or Sr. Real Estate Processor prior to closing for accuracy and completeness. Once approved by the loan supervisor or Sr. Real Estate Processor, the processor closes the loan or the loan is closed at the attorney’s office. The processor then prepares the necessary transactions tickets and sets up the loan on core system. The processor is also responsible for the setup of the collateral file and credit file and sends the files to be scanned so they may be sent to the branch location where originated. The commercial real estate processor is responsible for preparing any correspondence as requested by loan officers and loan supervisor. This can include phone calls, ordering appraisals, ordering legal work etc. The commercial real estate processor must be able to use a computer with loan processing software, send e-mails, send faxes, and use a calculator and typewriter. Equipment knowledge and operation is necessary for the timely preparation of loan documents and information necessary to handle the high level of customer contact. It is imperative that the commercial real estate processor be courteous when interacting with customers to create a friendly and positive experience which will be remembered, and encourage customers to maintain a relationship with the bank. It is imperative that the real estate processor be courteous, respectful and helpful to loan officers while processing their loans. Establishing a good working relationship with the loan officers is necessary to provide the qualify service we want to give our customers. Join us as we strive to provide exceptional service to our clients while fostering a supportive work environment for our employees. If you are passionate about helping others achieve their financial goals through effective loan processing, we encourage you to apply.
Job Type:
Full-time Pay:
$37,000.00 – $48,000.00 per year
Benefits:
401(k) 401(k) matching Dental insurance Flexible spending account Health insurance Health savings account Life insurance Paid time off Professional development assistance Retirement plan Vision insurance
Schedule:
Monday to Friday No nights No weekends
Work Location:
In person