Commercial Banker-Community Position Available In Benton, Arkansas

Job Description:

Jump start your career at Equity Bank! We are currently hiringenergetic, team oriented, and community focused individuals to joinour team! With a team of best-in-class customer service experts,youll help to build and expand on client relationships, deliver thebanking products and services that meet the unique and individualneeds of clients, and create and uphold an atmosphere of superiorexperience and service. At Equity Bank we’ll help you invest inyour community through volunteer opportunities which align with ourcompany initiatives and core values. Responsibilities andExpectations

• Customer Service
• Manage and service commercialcustomer relationships as assigned.
• Enhance client relationshipsthrough regular contact, providing a high level of customer serviceand demonstrating and understanding for their business and riskprofile.
• Retain clients with acceptable risk profiles.
• Demonstrate an understanding, concurrence and commitment to bankpolicies and procedures when managing client relationships.

2.Productivity o Meet or exceed loan, fee income and deposit growthgoals as agreed and assigned annually. o Monitor market conditionsand competitor impacts in order to maintain competitive andprofitable relationships. o Develop and maintain comprehensiveknowledge of all commercial products including loans, treasurymanagement, trade service products and deposits to facilitatecross-selling and enhance the client experience. o Demonstrate astrong understanding and working knowledge of loan documentation inorder to mitigate risk to the bank. o Maintain and monitor annualpersonal plan for growth goals and objectives. o Maintains anactive calling program for new business development which includesproper planning. 3. Profitability o Demonstrate effective behaviorin maximizing customer profitability to meet EPS hurdles as definedby the bank annually. o Meet or exceed the financial goals set bythe bank annually. Specifically, to optimize loan pricing, feeincome, and deposit rates. o Action oriented driving to deliverresults that meet or exceed financial goals set for the individualand the bank. 4. Credit Quality/Credit Administration o Maintainacceptable levels of delinquencies/past dues, non-performing loansand criticized/classified assets as defined by the bank annually. oDemonstrate strong credit skills in analyzing credit risk withinthe under-writing process. Gather complete and adequatefacts/information needed to understand and assess risk, whilemeeting deadlines as assigned. o Communicate potential creditdowngrades in a timely and effective manner. o Maintain credit anddocumentation exceptions within acceptable standards as defined andset by the bank annually. 5. Quality of Work o Demonstrateconsistent quality of work product within the context of ongoingcredit analysis and risk management. o Exhibits solid timemanagement skills, organization, planning and priority setting incarrying out day to day responsibilities for customer managementand business development. o Demonstrate sound business acumen andtechnical knowledge for under writing and ongoing risk management.o Exhibit strong problem solving skills by providing effectivesolutions; look beyond the obvious. 6. InterpersonalSkills/Cooperation o Exhibit strong interpersonal skills to includea cooperative spirit, positive attitude in all interpersonalrelationships with co-workers, managers, and subordinates. oContribute to a professional working environment with respect toindividual roles and responsibilities. Communicate problems andconcerns in a respectful and constructive way. o Demonstraterespect and observe rules and act in ethical manner. o Buildrapport with customers through approachability and a dedication tomeeting their expectations and requirements. 7. Regular andreliable attendance. 8. Perform other duties as assigned orrequired. Required Skills & Education

• Bachelor’s Degree,equivalent experience may apply
• Lending Experience
• Excellentinterpersonal skills and professional manner
• Computer skills,especially the ability to work in Windows based systems
• Maintaina working understanding of and comply with, banking regulations,bank policies, and procedures.