Risk Placement Advisor Renewals Position Available In Worcester, Massachusetts

Risk Placement Advisor

• Renewals Insurance Marketing Agencies
• 4.0 Worcester, MA Job Details Full-time $85,000
• $95,000 a year 8 hours ago Benefits Paid holidays Health insurance Dental insurance 401(k) Paid time off Vision insurance 401(k) matching Qualifications Finance Bachelor’s degree Senior level Communication skills

Marketing Full Job Description Position Overview:

Risk Placement Advisor•

Renewals Location:

Worcester, MA Schedule:

Monday

• Friday, 8:00 AM
• 5:00 PM (Hybrid/Flexible)

Pay:

$85,000

• $95,000 annually, depending on experience

Position Type:

Full-time Why Join Insurance Marketing Agencies (IMA)? Insurance Marketing Agencies (IMA) is a fourth-generation, family-owned insurance brokerage headquartered in Worcester, MA. With over a century of service, we pride ourselves on delivering personal-touch service with national reach. As a trusted risk management partner to businesses and individuals, we combine deep industry relationships, innovative thinking, and a relentless commitment to doing what’s right for our clients.

What We Offer:

✅ Comprehensive Insurance Benefits

• Health, Dental, Vision, Life, and supplemental coverage ✅ 401(k) with Company Contribution
• Plan for your future with confidence ✅ Paid Time Off
• Generous PTO and paid holidays ✅ Hybrid/Flexible Work Model
• Maintain work-life balance with flexibility ✅ Growth & Professional Development
• Continuing education and industry certification support Your Role as Risk Placement Advisor
• Renewals As a Risk Placement Advisor
• Renewals , you will play a critical role in designing, marketing, and securing optimal risk solutions for our commercial clients.

Working alongside our Account Executive team, you will explore all viable insurance programs—traditional and non-traditional—to ensure our clients have the most robust and competitive coverage available. Your ability to anticipate market shifts, leverage deep industry relationships, and provide data-driven recommendations will be key to success in this role.

Key Responsibilities:

Strategic Market Placement Lead the marketing of commercial account renewals to a broad range of insurance carriers and programs. Prepare and submit high-quality submissions tailored to each market’s underwriting preferences. Program Development & Alternative Solutions Identify and evaluate non-traditional risk financing mechanisms (e.g., captives, deductible buy-backs, layered programs). Present risk solutions that go beyond standard renewals to provide true value. Carrier Engagement Negotiate directly with underwriters to secure favorable terms. Maintain strong relationships with carrier partners and track changes in market appetite. Coverage Analysis & Presentation Compile detailed coverage comparisons and cost-benefit analyses across all quotes. Highlight key coverage nuances, exclusions, and endorsements. Market Intelligence Monitor market conditions, industry developments, and competitor offerings. Stay ahead of pricing trends and underwriting shifts. What You Need to

Succeed:

✔

Key Competencies:

Strategic thinker with a deep understanding of risk transfer mechanisms. Ability to interpret and compare complex policy forms. Strong written and verbal communicator who can translate technical detail into client-friendly insights. Proactive, curious, and driven to stay ahead of industry developments. Highly organized with the ability to manage competing timelines and submissions. ✔

Qualifications:

Bachelor’s degree in Risk Management, Business, Finance, or related field preferred. Minimum of 5 years in commercial insurance marketing, brokerage, or underwriting (mid-market or large accounts preferred). Expertise in property, casualty, and specialty insurance lines. Industry designations (CPCU, ARM, CIC, CRIS) preferred and supported.

Work Environment:

Regular business hours are Monday through Friday, 8:00 AM

• 5:00 PM.

Hybrid work schedule available based on client needs and agency policies. Occasional travel for client meetings, industry events, or training.

Physical Requirements:

Frequent use of computer systems, telephone, and other office equipment. Extended sitting for policy review, documentation, and client communication. Ability to attend in-person meetings, presentations, or training as needed.

How This Role Supports IMA’s Core Values:

Client Focused

• Builds long-term, consultative relationships and advocates for clients. Solution Driven
• Anticipates client needs and delivers strategic insurance guidance. Do the Right Thing
• Upholds professional integrity, transparency, and service excellence.

Apply Today! Take the next step in your career with Insurance Marketing Agencies (IMA) —where excellence meets opportunity.

Pay Range:

USD $85,000.00

• USD $95,000.

00 /Yr.