Fraud Strategy Position Available In Montgomery, Alabama

• Fraud Strategy and Model Manager
• The Fraud Strategy and Model Manager is responsible for developing, optimizing, and maintaining fraud detection models.

This role focuses on leveraging cutting-edge technologies, including LexisNexis, behavioral biometrics, and device profiling, to safeguard the organization against evolving fraud threats. The Fraud Model team is dedicated to identifying, investigating, and mitigating digital fraud risks. This role is responsible for coordinating efforts to proactively detect and address fraudulent activities affecting our business and consumer base, including identifying, investigating, and mitigating digital fraud risks.

• Key Responsibilities and Duties
• + Oversees the development and optimization of fraud detection models, leveraging tools such as LexisNexis Risk Solutions.

Incorporates behavioral biometrics and device profiling into fraud prevention strategies to enhance detection accuracy. Ensures models adapt to new fraud tactics, optimizing performance with minimal false positives. Iteratively delivering solutions to develop towards target state. + Prepares regular reports for senior management on fraud trends, investigation outcomes, and process improvements. Communicates effectively with internal stakeholders to inform risk management strategies. Establishes and monitors key performance indicators to measure the effectiveness of the ATO and scam strategy and implement improvements based on data-driven insights. + Develops a strategic roadmap for adopting and integrating emerging technologies such as behavioral biometrics, device profiling, and advanced fraud analytics. Stays abreast of industry trends and propose innovative solutions to counter evolving fraud risks. + Builds and maintains strong relationships internally and externally, including vendors, stakeholders and partners. Actively participates in industry forums. Collaborates with vendors to deploy effective fraud control changes. + Monitors strategies to prevent, detect, and minimize fraud losses with a focus on proactive controls Identifies risk trends through deep understanding of fraud trends and drivers of loss in the payment space. + Oversees the identification and investigation of digital fraud events. Develops and implements proactive review strategies for emerging external fraud scenarios. Collaborates with cross-functional teams to gather insights and strengthen fraud detection processes. Ensures timely escalation of high-risk issues and coordinate responses across relevant departments. + Acts as a subject matter expert on digital fraud, providing insights and recommendations to influence business policy and strategy. Evaluates current fraud monitoring systems and recommend improvements. + Develops and maintains documentation of fraud detection protocols, investigation procedures, and reporting mechanisms. Leverages data analytics tools to enhance fraud detection accuracy and efficiency. + Partners with fraud operations, IT, compliance, and risk teams to integrate advanced fraud detection technologies. Presents insights, recommendations, and performance updates to senior leadership and key stakeholders. + Ensures all fraud detection strategies comply with regulatory standards, including Anti-Money Laundering (AML) and Know-Your-Customer (KYC) requirements. Documents methodologies for behavioral biometrics and device profiling models to ensure audit readiness.

• Educational Requirements
• + University (Degree) Preferred
• Work Experience
• + 5+ Years Required; 7+ Years Preferred
• Physical Requirements
• +

Physical Requirements:

Sedentary Work

• Career Level
• 9PL
• _Considering candidates in a remote or hybrid work persona._

• Posting End Date:

• 5/1/25
• Job Seeker Notice
• EverBank, N.

A. and Sterling Bank and Trust, a division of EverBank, N.A. (together, the “Company”) is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers. The Company’s commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money. VEVRAA Federal Contractor Member FDIC Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)

• Pay Range
• $150,000 – $201,500EverBank, N.

A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status. We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.