FINANCIAL CRIMES INVESTIGATOR Position Available In Henry, Missouri

FINANCIAL CRIMES INVESTIGATOR 3.3 3.3

out of 5 stars Clinton, MO 64735 SUMMARY This position is responsible for supporting the bank’s efforts to detect, investigate, and report financial crimes, including money laundering, fraud, terrorist financing, and other illicit financial activities. This role will ensure compliance with the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, and other related financial crime statutes. This position will serve as an administrative back-up to the Director of Financial Crimes and will be expected to collaborate and assist with key stakeholders to design and manage effective systems, controls, and strategies to mitigate financial crimes such as money laundering, fraud, sanctions violations, and bribery & corruption, while ensuring strict adherence to regulatory and internal policies. Work is performed within the framework of standard operating policies and procedures; however, independent judgment and discretion is required in performing assigned tasks. Deviations from normal procedures and/or questions are referred to the manager.

ESSENTIAL DUTIES AND RESPONSIBILITIES

include the following. Other duties may be assigned. Monitor and review daily transaction alerts and customer activity for suspicious behavior using AML software and internal tools. Conduct investigations into potential suspicious activity, compiling documentation and analysis to support findings. Draft and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) in accordance with regulatory requirements and within prescribed timelines. Perform OFAC screenings and escalate potential matches in accordance with internal protocols. Assist with Enhanced Due Diligence (EDD) reviews for high-risk customers. Support the Director of Financial Crimes in developing and updating policies, procedures, and risk assessments. Participate in audits and examinations by internal audit, regulators, and third parties by providing data, reports, and documentation. Conduct training sessions and provide ongoing support to front-line employees on BSA/AML and fraud prevention practices. Track and report metrics including, but not limited to, AML monitoring, investigations, regulatory filings, and other KPIs. Stay informed on evolving regulations, industry best practices, and emerging threats in the financial crimes space. Comply with all banking regulations, policies, and procedures.

NON-ESSENTIAL DUTIES AND RESPONSIBILITIES

include the following. Other duties may be assigned.

SUPERVISORY RESPONSIBILITIES

None.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or

EXPERIENCE

Possess a four-year degree from an accredited university or institution in business administration, finance, or closely related field. Work experience may be substituted for the formal education on a year-for-year basis. Possess at least four years of professional work experience in banking with an emphasis in BSA compliance, fraud detection, and risk management.

LANGUAGE SKILLS

Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.

MATHEMATICAL SKILLS

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.

REASONING ABILITY

Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

OTHER SKILLS AND ABILITIES

Must be able to operate the following equipment: telephone, 10-key calculator, personal computer and printer, copy machine, and fax machine. Must have working knowledge of word processing and database software programs. Advanced PC knowledge.

KEY CONTACTS

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Internal and External:

Has contact with Bank personnel regarding customer and/or teller transactions. Has contact with departments regarding reports and procedures. Has contact with computer operators with regard to daily processing activity.

CERTIFICATES, LICENSES, REGISTRATIONS

Valid driver’s license.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel. The employee frequently is required to sit, reach with hands and arms, and talk or hear. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

COMMENTS

Position may require occasional overnight travel to attend various training seminars. Position also requires the ability to work before or after normal business hours.