Community Relationship Manager I Position Available In Hinds, Mississippi

Community Relationship Manager I
Location
US-MS-Jackson
Posted Date
4 days ago
(4/30/2025 3:20 PM)
Job

ID 2025-18452

Category Retail Banking Operations Type Regular Full-Time Job Grade 14 FLSA Status Exempt Working Hours Monday – Friday 8am – 5pm

Job Location:

Company
Business Banking West Direct Pilot #10295
Overview
This position is responsible for identifying customer needs and matching them with the appropriate bank products and services to enhance a current or prospective customer’s satisfaction, loyalty, and financial well-being. This position will develop proactive sales/service efforts and portfolio management skills to grow a portfolio of business and consumer clients while mitigating credit risk.
Responsibilities
Advise and counsel directly with customers to understand their financial needs and appropriate products and services to offer them.
Originate and submit credit requests promptly for decisioning via organized loan packages that present the needed credit documentation and identify the appropriate credit issues.
Provide high level of customer service to existing clients to build relationships, to expand development of business, and to identify and create cross-selling opportunities for other product lines
Practice business development skills by performing business calls to customers and prospective customers to gain further experience in outside loan production, negotiations and support achievement of growth goals
Mitigate credit weaknesses, past dues and exceptions through proper loan portfolio management skills including proper risk analysis and identification of risk rate, early renewal processing, loan document preparation and closing, collateral analysis, past due collection management, etc. Work with Audit, Loan Review and the Office of the Comptroller of Currency as needed.
Assess and prioritize simultaneous multiple responsibilities effectively.
All work must be performed within the bank’s guidelines, policies, procedures and standards of performance.
Attracts new business relationships and expands existing business relationships through the call program.
Participate in community, professional, and trade organizations.
Perform additional duties as assigned.
Qualifications
Minimum of 5 years’ experience in either sales, banking or business development
Experience properly managing a business loan portfolio with varied terms and collateral, including real estate
Excellent oral and written communication skills
Demonstrated effectiveness in sales and business development
Demonstrated ability to develop professional working relationships with customers and internal partners
Good interpersonal skills and ability to build relationships with others
Demonstrated effectiveness in negotiation and decision-making skills to serve the best interest of the bank and borrower
Familiarity with products and services offered by financial services institutions
Developed understanding of business lending, credit analysis, and credit approval processes as well as pertinent bank policies and external regulations
Results oriented, flexible, and able to prioritize simultaneous work assignments
General knowledge of the financial services industry, business lending and credit underwriting
Advanced knowledge of Microsoft Word and Excel applications
Four-year college degree in business, finance, accounting or related field of study with 5 years of customer relationship management experience in banking or similar field preferred

Physical Requirements/Working Conditions:

Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note:

This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.