Real Estate Specialist Position Available In Steuben, New York

Real Estate Specialist ServU Federal Credit Union 87 Victory Highway, Painted Post, NY 14870

JOB SUMMARY:

Takes and processes home equity loan applications. Works with the loan officer and member on home equity loan requests. Gathers and prepares information to move the loan file forward and close the loan. Prepares and processes home equity applications and documents from the time of loan decisioning to closing.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Obtains a thorough knowledge of loan procedures and policies. Handle phone inquiries from members and staff.

Assist with clerical duties:

mail loan forms, file, prepare Loan Estimates, complete payroll allocations, etc. Obtain credit ratings/credit reports from outside agencies. Correspond with attorneys to ensure that necessary information is obtained. Process approved loans. Disburse loan proceeds. Orders and reviews appraisals and titles. Balances service and risk for the organization by reviewing loan files and ensuring they meet loan policy requirements; underwriting guidelines and the collateral is sufficient.

Maintain member loan files:

supporting loan documents, check-back’s. Prepare Funds in Progress report. Audit Real Estate loan files. Prepare and administer closings for Real Estate Loans. Cross sell other credit union services. Any other duties assigned by management. Community involvement is a requirement of this position as outlined in the ServU Employee Handbook. Complies with all federal, state, and organizational policies, procedures, and processes, including (but not limited to) the Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC). Performs related responsibilities as required.

QUALIFICATIONS / REQUIREMENTS

Strong social skills and professional appearance. Solid judgement Team player with department and other branch staff. Ability to handle multiple tasks simultaneously. Great attention to detail, writing skills and proof reading. Organization skills and math computation abilities. Extensive use of PC and sitting for long periods of time. High level of confidentiality is mandatory. The actual compensation will be determined based on experience and other factors determined by law. ServU FCU is an Affirmative Action Equal Opportunity Employer. We fully encourage minorities, females, Veterans and Individuals with Disabilities to apply for all openings.

Job Type:

Full-time Pay:

$19.20 – $24.00 per hour Expected hours: 40 per week

Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Employee discount Flexible schedule Flexible spending account Health insurance Health savings account Life insurance Paid time off Retirement plan Vision insurance

Schedule:

Monday to Friday People with a criminal record are encouraged to apply

Work Location:

In person