Mortgage Sales Consultant Position Available In Miami-Dade, Florida

Job Description:

About this role: Wells Fargo is seeking a Mortgage Retail Sales Consultant (SAFE) inConsumer Lending as part of Home Lending. Learn more about ourcareer areas and lines of business at .

In this role you will:

Participate in soliciting residential mortgages from varioussources Produce high quality loans which are compliant and provideexcellent customer service Build relationships with realtors, builders, financialprofessionals, bank stores, past customers, and othernon-traditional sources Develop and maintain a high degree of visibility for WellsFargo Home Mortgage in the marketplace; stay informed of mortgageindustry trends and developments in the assigned market Present recommendations for producing loans and exercise someindependent judgment while developing understanding of andadherence to Mortgage Retail Sales functional area, policies,procedures, compliance requirements, and generating loans Understand real estate appraisals, title reports, and realestate transactions Receive customer applications, quote the rate and points, andcomplete follow-up activities with the registration lock-in;analyze and offer mortgage loan products based on client needs Review and analyze low to moderately complex financial andcredit data; match customer needs with an appropriate loan programand level of risk Inform prospective and existing customers of Wells Fargo HomeMortgage programs, rates, policies, underwriting requirements, andloan procedures; maintain high standard of client satisfaction andquality by ensuring timely and proactive customercommunication Pursue Wells Fargo training offerings to increase knowledge ofcompany products, policies and procedures, and underwritingrequirements This SAFE position has customer contact and job duties whichmay include the offering/negotiating of terms and/or taking anapplication for a dwelling secured transaction. As such, thisposition requires compliance with the S.A.F.E. Mortgage LicensingAct of 2008 and all related regulations. Ongoing employment iscontingent upon meeting all such requirements, including acceptablebackground investigation results. Individuals in a SAFE positionalso must meet the Loan Originator requirements under Regulation Z(LO) outlined in the job expectations below

Required Qualifications:

2+ years of Mortgage Retail Sales experience, or equivalentdemonstrated through one or a combination of the following: workexperience, training, military experience, or education

Desired Qualifications:

Basic Microsoft Office skills Documented retail residential mortgage fundings over the past12 months referred primarily from established, local, externalsources Excellent verbal, written, and interpersonal communicationskills Mortgage industry experience Knowledge and understanding of sales prospecting and generatingreferrals Experience developing and cultivating professionalrelationships Customer service experience

Job Expectations:

This position requires SAFE registration at the time ofemployment. Wells Fargo will initiate the SAFE registration processimmediately after your employment start date. The NationwideMortgage Licensing System (NMLS) website(http://fedregistry.nationwidelicensingsystem.org) provides theMU4R questions and registration required for employment in thisposition. Individuals in Loan Originator (LO) positions must meetthe Consumer Financial Protection Bureau qualification requirementsand comply with related Wells Fargo policies. The LO qualificationrequirements include meeting applicable financial responsibility,character, general financial fitness and criminal backgroundstandards. A current credit report will be used to assess yourfinancial responsibility and credit fitness, however, a creditscore is not included as part of the evaluation. Successfulcandidates must also meet ongoing regulatory requirements includingadditional screening, if necessary Individuals in Loan Originator (LO) positions must meet theConsumer Financial Protection Bureau qualification requirements andcomply with related Wells Fargo policies. The LO qualificationrequirements include meeting applicable financial responsibility,character, general financial fitness and criminal backgroundstandards. A current credit report will be used to assess yourfinancial responsibility and credit fitness, however, a creditscore is not included as part of the evaluation. Successfulcandidates must also meet ongoing regulatory requirements includingadditional screening, if necessary Ability to lift 20+ pounds Reliable transportation Ability to work nights, weekends, and/or holidays as needed orscheduled

Posting End Date:

22 May 2025 •Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualifiedapplicants will receive consideration for employment without regardto race, color, religion, sex, sexual orientation, gender identity,national origin, disability, status as a protected veteran, or anyother legally protected characteristic. Employees support our focus on building strong customerrelationships balanced with a strong risk mitigating andcompliance-driven culture which firmly establishes thosedisciplines as critical to the success of our customers andcompany. They are accountable for execution of all applicable riskprograms (Credit, Market, Financial Crimes, Operational, RegulatoryCompliance), which includes effectively following and adhering toapplicable Wells Fargo policies and procedures, appropriatelyfulfilling risk and compliance obligations, timely and effectiveescalation and remediation of issues, and making sound riskdecisions. There is emphasis on proactive monitoring, governance,risk identification and escalation, as well as making sound riskdecisions commensurate with the business unit’s risk appetite andall risk and compliance program requirements. Candidates applying to job openings posted in

Canada:

Applicationsfor employment are encouraged from all qualified candidates,including women, persons with disabilities, aboriginal peoples andvisible minorities. Accommodation for applicants with disabilitiesis available upon request in connection with the recruitmentprocess. Applicants with Disabilities To request a medical accommodation during the application orinterview process, visit . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our tolearn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by WellsFargo. b. Wells Fargo requires you to directly represent your ownexperiences during the recruiting and hiring process. #J-18808-Ljbffr